Received: from [162.244.11.25] (port=33199 helo=mail.yournewfinanceupdates.com) by stodi.digitalkingdom.org with esmtp (Exim 4.87) (envelope-from ) id 1cxdmI-0003h7-Jp for lojban@lojban.org; Mon, 10 Apr 2017 11:11:06 -0700 DKIM-Signature: v=1; a=rsa-sha1; c=relaxed/relaxed; s=dkim; d=yournewfinanceupdates.com; h=Date:From:To:Subject:MIME-Version:Content-Type:List-Unsubscribe:Message-ID; i=agorafinancial@yournewfinanceupdates.com; bh=JAY6A+C/2Zs78nyo7wSuQJSZ/zI=; b=nssido2vLyfKzw7Q3OBeWFFSdjYoNhQvQObBGm5NXAgg7yQcSyZUWaMTUPWdOKbRLLcObPGN9XWA N/wgNfTCNBlimkDtbrS5FWtKg41fNY6QohnKKw4it/M3OhvsN66qAUgEISZ9AG2Gs/N0MHBy6r+c s7M0Yi+VbDdCwPJ6Suk= DomainKey-Signature: a=rsa-sha1; c=nofws; q=dns; s=dkim; d=yournewfinanceupdates.com; b=B8X3LQFiGgddNzyZpRBMgUk0Iort+dx/wo10x8TIL8gtyIN0qJbp/iiESMSY5Yvl/eVQsfUVaHFx cgC+TldBDBC0GguC2JIOws/3GbgVYHGyhBi+RFQj1GymmU3cJG4gyMmPoz50VmF66861dQW81q49 pzCsVbdHrkraHRB+m6Y=; Received: by mail.yournewfinanceupdates.com id htfipa0001gj for ; Mon, 10 Apr 2017 16:00:50 -0400 (envelope-from ) Date: Mon, 10 Apr 2017 16:00:50 -0400 From: AgoraFinancial To: Subject: The new financial-crisis: You need to know how to protect-yourself. MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_4_1828625443.1491847559568" X-SMTPAPI: {"category": "20170410-140541-099-114"} List-Unsubscribe: Feedback-ID: 20170410140541099114 Message-ID: <0.0.0.0.1D2B235270FFDA6.2743EE@mail.yournewfinanceupdates.com> X-Spam-Score: 3.0 (+++) X-Spam_score: 3.0 X-Spam_score_int: 30 X-Spam_bar: +++ X-Spam-Report: Spam detection software, running on the system "stodi.digitalkingdom.org", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see the administrator of that system for details. Content preview: April 10th, 2017. Notification ID No. 29976458617. Your-Finance Updates. Hello lojban@lojban.org, [...] Content analysis details: (3.0 points, 5.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 1.7 URIBL_BLACK Contains an URL listed in the URIBL blacklist [URIs: yournewfinanceupdates.com] 2.5 URIBL_DBL_SPAM Contains a spam URL listed in the DBL blocklist [URIs: yournewfinanceupdates.com] -0.0 SPF_PASS SPF: sender matches SPF record -1.9 BAYES_00 BODY: Bayes spam probability is 0 to 1% [score: 0.0000] 0.0 MIME_QP_LONG_LINE RAW: Quoted-printable line longer than 76 chars -0.1 DKIM_VALID Message has at least one valid DKIM or DK signature 0.1 DKIM_SIGNED Message has a DKIM or DK signature, not necessarily valid -0.1 DKIM_VALID_AU Message has a valid DKIM or DK signature from author's domain 0.8 RDNS_NONE Delivered to internal network by a host with no rDNS 0.0 LOTS_OF_MONEY Huge... sums of money ------=_Part_4_1828625443.1491847559568 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable April 10th, 2017.=20 **************************************************.=20 Notification ID No. 29976458617.=20 **************************************************.=20 Your-Finance Updates.=20 **************************************************.=20 Hello lojban@lojban.org, You need to know about this before you add ANY-money into your-bank.=20 There is a new financial-crisis sweeping across the nation; imagine going t= o your local-ATM to take out spending-money and instead getting an error sayi= ng that all of your-funds are inaccessible. This has already become a frighte= ning reality for so many-people.=20 You need to know how you can protect-yourself.=20 Please visit-here to learn all the vital-details: http://www.yournewfinanceupdates.com/ed5.8z61LacO67VxivLKhFxivLKhzils368/pejorative-megabaud ///////////////////////////////////////////////////////////////////////////= /////////.=20 http://www.yournewfinanceupdates.com/wriggle-preposterous/26a8Ku9nF1adk67CxivLKhFxivLKhzilsb9d You can. quit further financeads-if you would. rather by going-right here.= =20 2885. Sanford. Ave. S. W. No. 40442.=20 Grandville_MlCHlGAN_#49418.=20 ///////////////////////////////////////////////////////////////////////////= /////////.=20 It wasn=C3=A2=E2=82=AC=E2=84=A2t that long ago that attaining income divers= ification and financial protection called for little more than staying at t= he same company for decades while building up your retirement fund. For th= ose who were especially financially savvy, it meant retiring after 40-plus = years and perhaps quietly taking a part-time job at a nearby retailer to ke= ep finances stable. In today=C3=A2=E2=82=AC=E2=84=A2s economy, however, pr= otecting your finances leads back to a more aggressive form of income diver= sification. In fact, unless you plan for a variety of income generators an= d financial backups, your money is at risk. While some people use the excu= se of living paycheck to paycheck to shrug off diversifying their income, t= hat task is not difficult to do. Get started looking at the income, invest= ments, and skills you already have by following these steps: Diversify your= portfolio. It's never wise to have all of your financial eggs in one bask= et, regardless of how safe that seems. Simply throwing everything you have= into the same retirement fund without diversification might work out -- or= it might prove to be a big gamble. You may still end up with a decent ret= irement, but chances are you could have made hundreds of thousands, if not = millions more, simply by diversifying your funds. Domestic stocks, bonds, = index funds and REITs, plus ETFs, are just a few places to start. Create h= igh-end, passive income. Passive income isn=C3=A2=E2=82=AC=E2=84=A2t just = a dreamy way for internet marketers to make money, it=C3=A2=E2=82=AC=E2=84= =A2s a reality for people of all income levels and abilities. So, think bi= g. Start an ambitious plan like investing in commercial real estate using = a crowdfunding platform like Realty Mogul to gain access to multi-million d= ollar deals.=20 Unlike the enormous capital that's required when you try to grow real estat= e income on your own, Realty Mogul requires as little as $5,000 to get star= ted and takes the hassle out of creating high-end, passive income. Start a= side business. One of the safest ways to diversify your income is to crea= te a side business or freelance service. Strategize your choice of a side = business by treating it like an apprenticeship. Even if you just want to m= ow lawns and do some gardening on weekends, use these jobs as an opportunit= y to figure out how to squeeze in some small business bookkeeping, work on = your marketing skills, and upsell clients. A side business takes some hust= le, but treating it like an entrepreneurial pursuit can pave the way for yo= u to continue earning additional income whenever you need it. Upsell your = clients. Whether you=C3=A2=E2=82=AC=E2=84=A2re a business owner or a solop= reneur running a side hustle, look for low-hanging-fruit options to upsell = your clients. If you=C3=A2=E2=82=AC=E2=84=A2re designing Wordpress sites, = for instance, team up with a copywriter or SEO expert to earn additional re= venue. Even freelance writers can add on social media services for their c= lients or content strategy sessions; or they can offer monthly subscription= services to work on meta descriptions and product copy. Pay down all of y= our debt. Diversifying your income involves paying down your debt. Free u= p your income by aggressively paying down credit card bills, loans and even= your mortgage. Side hustles and upselling clients is one way to find the = income to lower those bills, but you can also get creative with techniques = like putting your debt on a with no interest fees for a year. Just make su= re you pay it off quickly, of course.=20 Paying down your debt doesn=C3=A2=E2=82=AC=E2=84=A2t create income in the s= ame way that running a side hustle does, but the money you save instead of = paying interest is still money you can put in the bank. Focus on value. F= ocus on creating unbelievable value, whether you=C3=A2=E2=82=AC=E2=84=A2re = launching a side business, investing in commercial real estate or buying st= ocks and bonds. Creating quick-cash gimmicks, systems and scams won=C3=A2= =E2=82=AC=E2=84=A2t get you very far in your quest to protect your finances= You=C3=A2=E2=82=AC=E2=84=A2re far more likely to spend money trying to f= ix your bad investments and bad decisions than you are to hold on to anythi= ng you may have earned. Look at what you=C3=A2=E2=82=AC=E2=84=A2re actuall= y buying. What=C3=A2=E2=82=AC=E2=84=A2s going on with your spending habits= ? You don=C3=A2=E2=82=AC=E2=84=A2t need to cut the lattes or even a trip ab= road to get ahead. But a serious overhaul of your expenses could free up e= nough money to allow you to start seriously investing or putting more money= into your side business. Ditch your expensive cable package in favor of o= nline streaming, and turn in your gas-guzzling car and use Zipcar instead. = Ditto for the client dinners and hundreds you might spend on a single nigh= t out. Also cut loose those whining, needy clients who just want validatio= n and free perks. Both you and your business will be better off for having= done so. Hire the right advisors. A solid personal recommendation is onl= y the first step in finding the right advisors. Whether you=C3=A2=E2=82=AC= =E2=84=A2re looking for a financial or business advisor, check his or her o= nline reviews, ask for references, find out what type of advising a candida= te specializes in and do your homework. Look to see if your advisor has a = certified financial planner (CFP) certificate and ask what industries his o= r her clients come from. Have a financial back-up plan.=20 Falling back on your income strategies isn=C3=A2=E2=82=AC=E2=84=A2t always = a sure thing if you=C3=A2=E2=82=AC=E2=84=A2re not diversifying enough. You= r day job, startup, side gig or influx of passive income could dry up and l= eave you stranded. Remember, the point of income diversification is to hav= e financial options. Keep three or four income generators going at all tim= es and adjust as needed. That way, if your startup fizzles, you can look t= o build up your consulting business and turn it into a leading player inste= ad.=20 ------=_Part_4_1828625443.1491847559568--