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Are your credit scores in the right neighborhood for great rates?

 
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Here's what you need to know:
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Your credit scores are a critical factor in determining your interest rate.
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In turn, that interest rate helps determine your monthly payment amount.
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Higher credit scores can help you get a lower interest rate.
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Paying less interest means you can buy more home without raising your payment.
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And having higher scores can lower the percentage you have to put down.
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