Received: from nobody by stodi.digitalkingdom.org with local (Exim 4.87) (envelope-from ) id 1cyWym-0002O6-5o for lojban-newreal@lojban.org; Wed, 12 Apr 2017 22:07:36 -0700 Received: from [162.244.10.122] (port=36277 helo=mail.financeonlinenewupdates.top) by stodi.digitalkingdom.org with esmtp (Exim 4.87) (envelope-from ) id 1cyWyj-0002NL-4O for lojban@lojban.org; Wed, 12 Apr 2017 22:07:34 -0700 DKIM-Signature: v=1; a=rsa-sha1; c=relaxed/relaxed; s=dkim; d=financeonlinenewupdates.top; h=Date:From:To:Subject:MIME-Version:Content-Type:List-Unsubscribe:Message-ID; i=agorafinancial@financeonlinenewupdates.top; bh=FIW47VqzysJ0zUNmJE6tp64Hm1E=; b=d0oMHFQAX6LPK5H8uvFW+bRBmA8cAClvZoXkvrFVln1biZfg8kh760Z6ZYVZy3FSR4i6fr2ETr98 1TXN0UbXgMPIYs00y6E3sNTPdM1G9qLmUd7NHIfyorxBeVG0vvrekFIdkcHMvf+UrBREKBRDux+U +1nOGLt8zG3AjxXYMZA= DomainKey-Signature: a=rsa-sha1; c=nofws; q=dns; s=dkim; d=financeonlinenewupdates.top; b=iQ8tUxTNZ8s0g7xtwcbpGo2qXRUgaaq1Snda4LhwooQce6xuBjMJaUDGvKFHkcymHYFbqZ0dqn1v evERQ91r8cQX3UU2egp2yZAqQvzYwlH3u15Gt+/vrcEUp3vlIJEL7aQj6/iJT5mtSx0/UMhXYRM7 VMc9SoGAH1u/JAlKYjc=; Received: by mail.financeonlinenewupdates.top id hts3p80001gj for ; Thu, 13 Apr 2017 00:59:36 -0400 (envelope-from ) Date: Thu, 13 Apr 2017 00:59:36 -0400 From: AgoraFinancial To: Subject: The new financial-crisis: You need to know how to protect-yourself. MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_7_338942388.1492059574826" X-SMTPAPI: {"category": "20170413-005847-976-159"} List-Unsubscribe: Feedback-ID: 20170413005847976159 Message-ID: <0.0.0.1.1D2B412BFB585C4.382AC@mail.financeonlinenewupdates.top> X-Spam-Score: 4.6 (++++) X-Spam_score: 4.6 X-Spam_score_int: 46 X-Spam_bar: ++++ X-Spam-Report: Spam detection software, running on the system "stodi.digitalkingdom.org", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see the administrator of that system for details. Content preview: April 12th, 2017. Notification ID No. 685710195372. Your-Finance Updates. Hello lojban@lojban.org, [...] Content analysis details: (4.6 points, 5.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked. See http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block for more information. [URIs: lojban.org] 3.3 RCVD_IN_SBL_CSS RBL: Received via a relay in Spamhaus SBL-CSS [162.244.10.122 listed in zen.spamhaus.org] 2.5 URIBL_DBL_SPAM Contains a spam URL listed in the DBL blocklist [URIs: financeonlinenewupdates.top] -0.0 SPF_PASS SPF: sender matches SPF record -1.9 BAYES_00 BODY: Bayes spam probability is 0 to 1% [score: 0.0000] 0.0 MIME_QP_LONG_LINE RAW: Quoted-printable line longer than 76 chars -0.1 DKIM_VALID Message has at least one valid DKIM or DK signature 0.1 DKIM_SIGNED Message has a DKIM or DK signature, not necessarily valid -0.1 DKIM_VALID_AU Message has a valid DKIM or DK signature from author's domain 0.8 RDNS_NONE Delivered to internal network by a host with no rDNS ------=_Part_7_338942388.1492059574826 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable April 12th, 2017.=20 **************************************************.=20 Notification ID No. 685710195372.=20 **************************************************.=20 Your-Finance Updates.=20 **************************************************.=20 Hello lojban@lojban.org, You need to know about this before you add ANY-money into your-bank.=20 There is a new financial-crisis sweeping across the nation; imagine going t= o your local-ATM to take out spending-money and instead getting an error sayi= ng that all of your-funds are inaccessible. This has already become a frighte= ning reality for so many-people.=20 You need to know how you can protect-yourself.=20 Please visit-here to learn all the vital-details: http://www.financeonlinenewupdates.top/Doricizes-refusal/a624S2385b8s6j11LjjK251G91x18ShscFDrfhscFDrEsvZ5O1@xv ///////////////////////////////////////////////////////////////////////////= /////////.=20 http://www.financeonlinenewupdates.top/banishing-billions/eb86m2o3X85f8H9x9l252lG91m18DhscFDrfhscFDrEsvZ6jNxX3v You can. quit further financeads-if you would. rather by going-right here.= =20 2885. Sanford. Ave. S. W. No. 40442.=20 Grandville_MlCHlGAN_#49418.=20 ///////////////////////////////////////////////////////////////////////////= /////////.=20 National Consumer Protection Week is March 2-8. It=C3=A2=E2=82=AC=E2=84=A2= s a national reminder that for all the hard work you do to build a solid fi= nancial foundation for you and your loved ones, it=C3=A2=E2=82=AC=E2=84=A2s= just as important that you take the necessary steps to protect the fruit o= f all that hard work. To help you stay safe and protected MMI and the Nati= onal Foundation for 069537 Counseling (NFCC) offer the following tip= s and advice. Protect your personal information Instances of identity thef= t have been the most common and prevalent complaints made to the Federal Tr= ade Commission (FTC) for well over a decade. Identity thieves are constant= ly evolving their tactics, incorporating tax information, medical records, = and even the identity of young children into their schemes. There=C3=A2=E2= =82=AC=E2=84=A2s no foolproof way to guarantee protection against identity = theft, but there=C3=A2=E2=82=AC=E2=84=A2s a lot you can do to stay safe. K= eep your passwords private. Don=C3=A2=E2=82=AC=E2=84=A2t share your passwo= rds with a third party. Avoid the convenience of using a single password o= n every site. Change your passwords periodically. Encrypt your data. Und= erstand the security settings on whatever browser you use to browse the int= ernet. A secure website should show a =C3=A2=E2=82=AC=C5=93lock=C3=A2=E2= =82=AC=C2=9D icon in the address bar =C3=A2=E2=82=AC=E2=80=9C this tells yo= u that it=C3=A2=E2=82=AC=E2=84=A2s safe to submit personal information thro= ugh that site. Be cautious when using public Wi-Fi. Even using a secure b= rowser and a secure website, you run the risk of having your personal infor= mation compromised when you make sensitive transactions while on a public W= i-Fi network. Limit the information you share on social networking sites. = Be aware of the privacy settings of all social sites you frequent and be c= areful about what information you share publicly. Identity thieves can use= the information pulled from public profiles to scam their way into more se= nsitive information. Safely dispose of old computers and cell phones. Whe= ther you=C3=A2=E2=82=AC=E2=84=A2re selling, trading in, or recycling your o= ut-of-date technology, make sure that the information stored inside is thor= oughly and completely wiped away. Use a wipe utility program to safely rem= ove all personal data from an unwanted computer. Remove the SIM card from = unused phones and refer to your instruction manual for the correct way to c= lean out all remaining personal data.=20 Review your report It can=C3=A2=E2=82=AC=E2=84=A2t be overstated how import= ant your 248778 report is to our overall financial health. And simi= larly, it can=C3=A2=E2=82=AC=E2=84=A2t be overstated how often errors seep = into otherwise spotless 497314 histories. Everyone is entitled to a= free copy of their 333687 report from each major 451617 bure= au every 12 months, so make sure you review yours regularly. Visit Annual= 707842Report. com to get your free copy. Understand your insurance c= overage Protect yourself against costly surprises. Making a claim only to = discover a loophole in coverage can be financially devastating. Set an app= ointment with your insurance agent to confirm that the coverage is adequate= , and review opportunities to save on premiums. Know the laws that protect= you In all facets of life, you often need to be your own advocate. There = are many laws out there designed to protect consumers, but you have to know= what those laws are in order to make sure that your rights aren=C3=A2=E2= =82=AC=E2=84=A2t being abused. The Federal Reserve maintains a nice summar= y of all the 864713 related regulations you should know about. Additionall= y, the Consumer Financial Protection Bureau (CFPB) exists primarily to advo= cate on behalf of American consumers and ensure proper enforcement of those= protections. If you feel that you have been the victim of unfair, decepti= ve, or abusive acts you can submit a complaint directly to the CFPB. As m= any consumers get older, they often face issues such as how to maintain the= ir lifestyle and pay for medical expenses on a fixed income for years into = the future. Here are banking and other money-management tips for seniors t= o consider for their retirement years. Getting Help 1. Decide if you need= financial help from an expert, and then choose wisely. A financial adviso= r could help answer questions such as how quickly to take money from saving= s and how to invest in your later years. But FDIC Community Affairs Specia= list Ron Jauregui cautioned that =C3=A2=E2=82=AC=C5=93before you follow the= advice of a supposed =C3=A2=E2=82=AC=CB=9Cexpert=C3=A2=E2=82=AC=E2=84=A2 w= ho claims to have special credentials for advising seniors, research what t= hat title may or may not mean and the advisor=C3=A2=E2=82=AC=E2=84=A2s back= ground. =C3=A2=E2=82=AC=C2=9D According to a report by the Consumer Financi= al Protection Bureau (CFPB), the training, standards and regulatory oversig= ht for more than 50 senior designations used by financial advisors can vary= significantly. Prepare for the possibility that you may become unable to = handle your finances. Consider writing down a list of your financial insti= tutions and account numbers and keeping it in a safe place that would be ac= cessible by your loved ones in an emergency. An attorney can help you deci= de if you should have a legal document known as a power of attorney (POA), = which would allow one or more people you designate to make key decisions wi= th as much or as little of your financial or personal life as you choose.= =20 Note that a =C3=A2=E2=82=AC=C5=93durable=C3=A2=E2=82=AC=C2=9D POA takes eff= ect when you sign it and remains effective if you become incapacitated, whi= le a =C3=A2=E2=82=AC=C5=93springing=C3=A2=E2=82=AC=C2=9D POA generally beco= mes effective only if and when you have been declared incapacitated. (The = laws governing POAs vary from state to state, so consider consulting with a= n attorney who is knowledgeable about such matters. ) You can also add a co= -owner to a deposit account, but that person has the ability to conduct tra= nsactions, including withdrawing money from a checking or savings account, = without your prior approval. Your banker or attorney may be able to help y= ou identify other possible alternatives, but you still must think carefully= about who you give access to your money. Also, if your co-owner owes a de= bt and cannot pay it, the funds in your account may be taken to pay the deb= t.=20 ------=_Part_7_338942388.1492059574826--