Received: from nobody by stodi.digitalkingdom.org with local (Exim 4.87) (envelope-from ) id 1d1XuG-000212-Ie for lojban-newreal@lojban.org; Fri, 21 Apr 2017 05:43:24 -0700 Received: from r1a-gilmoreosaurus.mta.dotmailer.com ([94.143.105.136]:39869) by stodi.digitalkingdom.org with esmtps (TLSv1.2:ECDHE-RSA-AES256-GCM-SHA384:256) (Exim 4.87) (envelope-from ) id 1d1Xu9-00020G-AJ for lojban@lojban.org; Fri, 21 Apr 2017 05:43:23 -0700 DKIM-Signature: v=1; a=rsa-sha1; c=relaxed/relaxed; s=dkim1024; d=updates.tilney.co.uk; h=From:Date:Subject:Message-Id:To:List-Unsubscribe:Reply-To:MIME-Version:Content-Type; i=tilney@updates.tilney.co.uk; bh=uAW/+N9CCnU8K3Uk97y3XvHY66s=; b=ND9mPxN76BOnaKwq+apPvn6iAWQpCBGFJuqQSdtC1Y5yggniWHxXqMdlRRT3W7ZEEu2Bqg8HkxpZ 7vOgWUUsFdYR37x1cw4vIV/IkOjdNnfYCFj0tkDszZ5vJbTb/8SA/hPvi2mThO4vw7n6iTIw9LHg 0cUpjUELrTIwxWmK0GI= From: Tilney Date: Fri, 21 Apr 2017 12:43:09 +0000 Subject: Are you saving enough for retirement? Message-Id: <71OY.FF2TQJDK9C.20170421124309103@updates.tilney.co.uk> To: lojban@lojban.org X-Mailer: dmDroid X-CampaignID: SSJQ X-dmid: 3OTI-71OY-2TQJDK Feedback-ID: 3OTI:71OY:20170421:DDGESP List-Unsubscribe: , Reply-To: Tilney MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="=-C5//QYQLoNO5TMC3xQcBhw==" X-Spam-Score: -2.0 (--) X-Spam_score: -2.0 X-Spam_score_int: -19 X-Spam_bar: -- --=-C5//QYQLoNO5TMC3xQcBhw== Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable We can help you plan and save for retirement Are you saving enough for retirement? We recently conducted research i= nto people=E2=80=99s lifetime spending habits, and found that the aver= age household spends =C2=A326,500 a year between retiring and reaching= age 75. This figure rises to =C2=A343,300 for the wealthiest families= .* If you know you need to start saving more for retirement or just want = to make sure you=E2=80=99re on top of your pension, we can help. Our experts can help with your pension investments We have a number of services where our investment professionals can ma= ke sure your pension investments are working as hard for you as possib= le: You can delegate responsibility to our investment managers ( http://up= dates.tilney.co.uk/3OTI-71OY-2TQJDK-3RPMM-0/c.aspx ), who will look af= ter your portfolio and make all the day-to-day decisions for you Keep control of your investments with personalised advice and recommen= dations from our investment advisers ( http://updates.tilney.co.uk/3OT= I-71OY-2TQJDK-3RPMN-0/c.aspx ) Find out more ( http://updates.tilney.co.uk/3OTI-71OY-2TQJDK-3RPMO-0/c= .aspx ) Make sure you=E2=80=99re on track Many people speak to our financial planners ( http://updates.tilney.co= .uk/3OTI-71OY-2TQJDK-3RPMP-0/c.aspx ) for help planning and saving tow= ards retirement. They can show you if you=E2=80=99re on track for the = retirement you want, or how much more you may need to save to get ther= e. Your first conversation is always free =E2=80=93 they can speak to = you over the phone, visit you at home or meet you at your nearest Tiln= ey office. Book an appointment ( http://updates.tilney.co.uk/3OTI-71OY-2TQJDK-3RP= MQ-0/c.aspx ) Take control of your pension with our SIPP For those who prefer to take care of everything themselves, we have an= award-winning personal pension called the Best SIPP. Available throug= h our Bestinvest brand, the Best SIPP gives you: A quick and easy way to review your investments and make changes to yo= ur portfolio Access to a wide range of investments, including 2,500 funds and nearl= y all UK shares No service fees if you invest your pension in a Ready-made Portfolio m= anaged by our experts** Find out more ( http://updates.tilney.co.uk/3OTI-71OY-2TQJDK-3RPMR-0/c= .aspx ) ( http://updates.tilney.co.uk/3OTI-71OY-2TQJDK-3RWJB-0/c.aspx ) Get in touch with our experts if you=E2=80=99d like more information a= bout how we can help you with your retirement. You can reply to this e= mail, call us on 020 7189 2400 or request a call back ( http://updates= .tilney.co.uk/3OTI-71OY-2TQJDK-3RPMT-0/c.aspx ) on our website. Connect with us ( https://www.linkedin.com/company/tilney ) ( http://updates.tilney.co.uk/3OTI-71OY-2TQJDK-3RPMV-0/c.aspx ) ( http://updates.tilney.co.uk/3OTI-71OY-2TQJDK-3RPMW-0/c.aspx ) Important Information The value of investments, and the income derived from them, can go dow= n as well as up and you can get back less than you originally invested= . Prevailing tax rates and reliefs are dependent on your individual circ= umstances and are subject to change. This email does not constitute a = personal recommendation to invest. *Our researchers analysed data from the latest Family Spending Survey = and average life expectancies from the Office for National Statistics.= Additional data came from a survey of 2,007 adults aged over 45 condu= cted by Opinium in December 2016. For more information see our Cost of= Tomorrow report ( http://updates.tilney.co.uk/3OTI-71OY-2TQJDK-3RZLW-= 0/c.aspx ). **We have removed our service fees of 0.3% (or less) a year, but like = all funds our Ready-made Portfolios have ongoing charges for everyday = costs such as researching and managing the investments. There could al= so be fees to pay if you close your Best SIPP or transfer to another p= rovider. SIPPs are not suitable for everyone. If you don=E2=80=99t want to inve= st across different asset classes or don=E2=80=99t think you will make= use of the investment choices that SIPPs give you then a SIPP might n= ot be right for you. Please contact us for guidance or advice if you a= re unsure whether a SIPP is right for you. We hope you've found this message helpful. However, if you would prefe= r not to receive future emails from Tilney simply unsubscribe http://u= pdates.tilney.co.uk/3OTI-71OY-FF2TQJDK9C/uns.aspx 170410700 Tilney is a trading name for: Tilney Investment Management Services Lt= d (Reg. No: 2830297), Tilney Discretionary Investment Management Ltd (= Reg. No: 02519968), Tilney Investment Management (Reg. No: 02010520), = Tilney Asset Management Ltd (Reg. No: 03900078), Tilney Asset Manageme= nt Services Ltd (Reg. No: 03691998), Tilney Discretionary Portfolio Ma= nagement Ltd (Reg. No: 00793636), Thurleigh Investment Managers LLP (R= eg. No: OC309191), Tilney Financial Planning Ltd (Reg. No: 607039), Be= stinvest (Consultants) Ltd (Reg. No: 01550116) and HW Financial Servic= es Ltd (Reg. No: 02030706), each of which is authorised and regulated = by the Financial Conduct Authority and a subsidiary of Tilney Group Lt= d (Reg. No: 08741768). All registered in England and Wales with regist= ered office: 6 Chesterfield Gardens, Mayfair, London W1J 5BQ. Further = details are available here ( https://www.tilney.co.uk/registered-detai= ls ). This email is for the information of the addressee only and should not= be reproduced and/or distributed to any other person. This email may = be sent on behalf of any of the above-named companies and should be co= nsidered a financial promotion on all occasions where the contents of = this email could be considered to be an invitation to engage in an inv= estment activity. Past performance is not a guide to future performanc= e. This e-mail is subject to terms and risk warnings available here ( = https://www.tilney.co.uk/email-terms-and-conditions ). By communicatin= g electronically with us, you consent to these terms. If you received this email in error, please accept our apology. We wou= ld be obliged if you would email contact@tilney.co.uk ( contact@tilney= .co.uk ). --=-C5//QYQLoNO5TMC3xQcBhw== Content-Type: text/html; charset=utf-8 Content-Id: <1A7IGR1S31U4.CPGAMX35EB9T@EU1DME-DROID16P> Content-Transfer-Encoding: quoted-printable Are you saving enough for retirement?= = =20 =20 =20 =20 =20 =20 =20 =20 =20 =20 =20
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We can help you plan and save for retirement

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Are you saving enough for retirement? We recently conducted research = into people=E2=80=99s lifetime spending habits, and found that the ave= rage household spends =C2=A326,500 a year between retiring and reachin= g age 75. This figure rises to =C2=A343,300 for the wealthiest familie= s.*

If you know you need to start saving more for retirement or just want = to make sure you=E2=80=99re on top of your pension, we can help.

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Our experts can help with your pension investments

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We have a number of services where our investment professionals can ma= ke sure your pension investments are working as hard for you as possib= le:=20

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You can delegate responsibility to our investment managers, who will look afte= r your portfolio and make all the day-to-day decisions for you

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Keep control of your investments with personalised advice and recommen= dations from our investment advisers=

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Find out more

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Make sure you=E2=80=99re on track

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Many people speak to our = financial= planners for help planning and saving towards retireme= nt. They can show you if you=E2=80=99re on track for the retirement yo= u want, or how much more you may need to save to get there. Your first= conversation is always free =E2=80=93 they can speak to you over the = phone, visit you at home or meet you at your nearest Tilney office.

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Book an = appointment

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Take control of your = pension with our SIPP

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For those who prefer to take care of everything themselves, we have an= award-winning personal pension called the Best SIPP. Available throug= h our Bestinvest brand, the Best SIPP gives you:

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A quick and easy way to review your investments and make changes to yo= ur portfolio

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Access to a wide range of investments, including 2,500 funds and nearl= y all UK shares

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No service fees if you invest your pension in a Ready-made Portfolio m= anaged by our experts**

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Find out more

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Get in touch with our experts if you=E2=80=99d like more information a= bout how we can help you with your retirement. You can reply to this e= mail, call us on 020 7189 2400 or request a call back on our website.

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Connect with us

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Important Infor= mation

The value of investments, and the income deriv= ed from them, can go down as well as up and you can get back less than= you originally invested.

Prevailing tax rates and relie= fs are dependent on your individual circumstances and are subject to c= hange. This email does not constitute a personal recommendation to inv= est.

*Our researchers analysed data from the latest Family S= pending Survey and average life expectancies from the Office for Natio= nal Statistics. Additional data came from a survey of 2,007 adults age= d over 45 conducted by Opinium in December 2016. For more information = see our C= ost of Tomorrow report.

**We have removed our service fe= es of 0.3% (or less) a year, but like all funds our Ready-made Portfol= ios have ongoing charges for everyday costs such as researching and ma= naging the investments. There could also be fees to pay if you close y= our Best SIPP or transfer to another provider.

SIPPs are not= suitable for everyone. If you don=E2=80=99t want to invest across dif= ferent asset classes or don=E2=80=99t think you will make use of the i= nvestment choices that SIPPs give you then a SIPP might not be right f= or you. Please contact us for guidance or advice if you are unsure whe= ther a SIPP is right for you.

We hope you've found this mess= age helpful. However, if you would prefer not to receive future emails= from Tilney simply unsubscribe

170410700

Tilney is a trad= ing name for: Tilney Investment Management Services Ltd (Reg. No: 2830= 297), Tilney Discretionary Investment Management Ltd (Reg. No: 0251996= 8), Tilney Investment Management (Reg. No: 02010520), Tilney Asset Man= agement Ltd (Reg. No: 03900078), Tilney Asset Management Services Ltd = (Reg. No: 03691998), Tilney Discretionary Portfolio Management Ltd (Re= g. No: 00793636), Thurleigh Investment Managers LLP (Reg. No: OC309191= ), Tilney Financial Planning Ltd (Reg. No: 607039), Bestinvest (Consul= tants) Ltd (Reg. No: 01550116) and HW Financial Services Ltd (Reg. No:= 02030706), each of which is authorised and regulated by the Financial= Conduct Authority and a subsidiary of Tilney Group Ltd (Reg. No: 0874= 1768). All registered in England and Wales with registered office: 6 C= hesterfield Gardens, Mayfair, London W1J 5BQ. Further details are avai= lable here.

= This email is for the information of the addressee only and should no= t be reproduced and/or distributed to any other person. This email may= be sent on behalf of any of the above-named companies and should be c= onsidered a financial promotion on all occasions where the contents of= this email could be considered to be an invitation to engage in an in= vestment activity. Past performance is not a guide to future performan= ce. This e-mail is subject to terms and risk warnings available here. By communicat= ing electronically with us, you consent to these terms.

If y= ou received this email in error, please accept our apology. We would b= e obliged if you would email contact@tiln= ey.co.uk.

=20 =20 3D"" --=-C5//QYQLoNO5TMC3xQcBhw==--