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From: Tilney <tilney@updates.tilney.co.uk>
Date: Wed, 20 Sep 2017 12:30:50 +0000
Subject: How do I know if I have enough money?
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The easy way to find out

How do I know if I have enough money?

This is by far and away the most common question we get asked by clien=
ts. It doesn't matter if someone has lots of money or much more meagre=
 savings, they want to know the same thing. Have I got enough to do wh=
at I want to do or, put another way, am I going to run out?

We=E2=80=99re here to help you find out

The great news is that we can give you some answers. Our expert financ=
ial planners do this every day. They meet with you to find out about y=
our finances and what you want to do in future, then crunch the number=
s to see if you=E2=80=99re on track.

So if you've ever found yourself mulling over this question, why not f=
ind out how we can help?

Speak to an expert ( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TL=
1-0/c.aspx )

The nuts and bolts of it

Our short guide tells you all there is to know about cashflow modellin=
g. This is where a financial planner forecasts your future finances to=
 find out whether or not you have enough money. We=E2=80=99ve also ask=
ed four financial planners to tell us more about how cashflow modellin=
g works and why it is helpful =E2=80=93 you can read the interview on =
the Tilney website.

Download the guide ( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TL=
2-0/c.aspx )

Read the interview ( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TL=
3-0/c.aspx )

( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TL4-0/c.aspx )

Find out for yourself

If you=E2=80=99re keen to take the plunge and talk about your own fina=
nces, why not book an initial appointment with one of our financial pl=
anners? We can speak over the phone or meet at your home or nearest Ti=
lney office. There=E2=80=99s no charge for this meeting or any obligat=
ion to do business with us afterwards =E2=80=93 it=E2=80=99s simply an=
 opportunity to find out how we could help you.

Speak to an expert ( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TL=
5-0/c.aspx )

If you have any questions about anything in this email or you=E2=80=99=
d like more information about how Tilney=E2=80=99s financial planners =
can help you please reply to this email, request a call back ( http://=
updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TL6-0/c.aspx ) or speak to us =
on 020 7189 2400.

Connect with us

( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TGN-0/c.aspx )

( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TGO-0/c.aspx )

( http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TGP-0/c.aspx )

Important Information

The value of investments, and the income derived from them, can go dow=
n as well as up and you can get back less than you originally invested=
. This email does not constitute personal advice. If you are in doubt =
as to the suitability of an investment please contact one of our advis=
ers. Past performance is not a guide to future performance.

Prevailing tax rates and reliefs are dependent on your individual circ=
umstances and are subject to change. Please note we do not provide tax=
 advice.

We hope you've found this message helpful. However, if you would prefe=
r not to receive future emails from Tilney simply unsubscribe http://u=
pdates.tilney.co.uk/378T-JQ6Y-E854P2BF2B/uns.aspx

17094500

643905

Tilney is a trading name for: Tilney Investment Management Services Lt=
d (Reg. No: 2830297), Tilney Discretionary Investment Management Ltd (=
Reg. No: 02519968), Tilney Investment Management (Reg. No: 02010520), =
Tilney Asset Management Ltd (Reg. No: 03900078), Tilney Asset Manageme=
nt Services Ltd (Reg. No: 03691998), Tilney Discretionary Portfolio Ma=
nagement Ltd (Reg. No: 00793636), Thurleigh Investment Managers LLP (R=
eg. No: OC309191), Tilney Financial Planning Ltd (Reg. No: 607039), Be=
stinvest (Consultants) Ltd (Reg. No: 01550116) and HW Financial Servic=
es Ltd (Reg. No: 02030706), each of which is authorised and regulated =
by the Financial Conduct Authority and a subsidiary of Tilney Group Lt=
d (Reg. No: 08741768). All registered in England and Wales with regist=
ered office: 6 Chesterfield Gardens, Mayfair, London W1J 5BQ. Further =
details are available here ( https://www.tilney.co.uk/registered-detai=
ls ).

This email is for the information of the addressee only and should not=
 be reproduced and/or distributed to any other person. This email may =
be sent on behalf of any of the above-named companies and should be co=
nsidered a financial promotion on all occasions where the contents of =
this email could be considered to be an invitation to engage in an inv=
estment activity. Past performance is not a guide to future performanc=
e. This e-mail is subject to terms and risk warnings available here ( =
https://www.tilney.co.uk/email-terms-and-conditions ). By communicatin=
g electronically with us, you consent to these terms.

If you received this email in error, please accept our apology. We wou=
ld be obliged if you would email contact@tilney.co.uk ( contact@tilney=
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 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a">
                                            <p style=3D"word-wrap: bre=
ak-word;word-break: break-word;Margin: 0;margin-bottom: 0px;margin-top=
: 0px;text-align: right;font-size: 12px;color: rgb(122, 122, 122)"><a =
href=3D"http://updates.tilney.co.uk/378T-JQ6Y-E854P2BF2B/cr.aspx" styl=
e=3D"color: rgb(122, 122, 122); text-decoration: underline;">View in b=
rowser</a></p>
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                                      </table>
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                                    </tr>
                                  </tbody>
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                                </div>
                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
                                </td>
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                                </table>
                                <![endif]-->

                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_spacer=
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rial, sans-serif;font-size: 1px;line-height: 1px">
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                                </td>
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                            </tbody>
                          </table></td></tr></tbody></table></div><!--=
 STACK COLUMN : END --><!--[if mso]></td></tr></table><![endif]--></td=
></tr></tbody></table><table class=3D"row one-cols ee_columns ee_eleme=
nt" ee-type=3D"container" data-title=3D"1 column" style=3D"max-width: =
100%;min-width: 100%;position: relative;background-color: rgb(70, 70, =
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"0" border=3D"0" bgcolor=3D"rgb(70, 70, 72)" align=3D"center"><tbody><=
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lign=3D"center"><!--[if mso]><table border=3D"0" cellspacing=3D"0" cel=
lpadding=3D"0" align=3D"center" style=3D"width:660px;" width=3D"660" c=
lass=3D"mso-table-width"><tr><td align=3D"left" valign=3D"top" style=3D=
"width:660px;" width=3D"660" class=3D"mso-column-width"><![endif]--><!=
-- STACK COLUMN : BEGIN --><div class=3D"stack-column stack-column-wid=
th" ee-percent-width=3D"100" style=3D"display: inline-block;width: 100=
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"center">
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ner element-pad" dir=3D"ltr" style=3D"font-family: Helvetica, Arial, s=
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                                <!--[if mso]>
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e=3D"width:320px;" width=3D"320" class=3D"mso-column-width">
                                <![endif]-->

                                <!-- STACK COLUMN : BEGIN -->
                                <div class=3D"no-stack-column no-stack=
-column-width" ee-percent-width=3D"50" style=3D"display: inline-block;=
vertical-align: top;float: left;min-width: 50%;max-width: 50%;width: 5=
0%">
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er ee_dropzone" align=3D"left" style=3D"font-family: Helvetica, Arial,=
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=3D"font-size: 14px;text-align: left;min-width: 100%;table-layout: aut=
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ody><tr><td style=3D"font-family: Helvetica, Arial, sans-serif;font-si=
ze: 1px;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/=
s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D"" cl=
ass=3D"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></ta=
ble>
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ageelement col-font-reset" ee-type=3D"element" data-title=3D"Image" st=
yle=3D"font-size: 14px;text-align: left;min-width: 100%;table-layout: =
auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
                        <tbody>
                            <tr>
                                <td class=3D"element-pad element-bord"=
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er-width: 0;padding-top: 0px;padding-right: 10px;padding-bottom: 0px;p=
adding-left: 10px" align=3D"left">
                                    <a href=3D"http://updates.tilney.c=
o.uk/378T-JQ6Y-54P2BF-A8TGQ-1/c.aspx"><img src=3D"http://i.emlfiles4.c=
om/cmpimg/7/5/3/9/4/1/files/833200_tilney_logo.png" style=3D"font-size=
: 14px;line-height: 22px;color: #3a3a3a;width: 117px;min-height: auto;=
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oresponsiveresize vedpw300" width=3D"117" border=3D"0"></a>
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                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
                                </td>
                                <td align=3D"left" valign=3D"top" styl=
e=3D"width:320px;" width=3D"320" class=3D"column">
                                <![endif]-->

                                <!-- STACK COLUMN : BEGIN -->
                                <div class=3D"no-stack-column no-stack=
-column-width" ee-percent-width=3D"50" style=3D"display: inline-block;=
vertical-align: top;float: left;min-width: 50%;max-width: 50%;width: 5=
0%">
                                <table style=3D"table-layout: auto;" w=
idth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
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er ee_dropzone" align=3D"left" style=3D"font-family: Helvetica, Arial,=
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op" style=3D"display: none"><!--[if mso]><table cellpadding=3D"0" cell=
spacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""><!--[=
if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"><tr>=
<td><![endif]--><div class=3D""><!--[if mso]><table cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""><=
!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=
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"0" cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D=
""><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%"><tr><td><![endif]--><div class=3D""><!--[if mso]><table cellpaddin=
g=3D"0" cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div clas=
s=3D""><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%"><tr><td><![endif]--><table class=3D"ee_element ee_spacer col-fo=
nt-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D"font-size=
: 14px;text-align: left;min-width: 100%;table-layout: auto" width=3D"1=
00%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td s=
tyle=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1px;line-=
height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif" style=3D=
"display: block; width: 1px; height: 20px;" alt=3D"" class=3D"" height=
=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table><!--[if mso=
]></td></tr></table><![endif]--></div><!--[if mso]></td></tr></table><=
![endif]--></div><!--[if mso]></td></tr></table><![endif]--></div><!--=
[if mso]></td></tr></table><![endif]--></div><!--[if mso]></td></tr></=
table><![endif]--></div><!--[if mso]></td></tr></table><![endif]--></d=
iv><!--[if mso]></td></tr></table><![endif]--></div><!--[if mso]></td>=
</tr></table><![endif]--></div>
                                      <div class=3D"ee-show-on-desktop=
" style=3D"display: none"><!--[if mso]><table cellpadding=3D"0" cellsp=
acing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""><!--[if=
 mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"><tr><t=
d><![endif]--><div class=3D""><!--[if mso]><table cellpadding=3D"0" ce=
llspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""><!-=
-[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"><t=
r><td><![endif]--><div class=3D""><!--[if mso]><table cellpadding=3D"0=
" cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""=
><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%=
"><tr><td><![endif]--><div class=3D""><!--[if mso]><table cellpadding=3D=
"0" cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D=
""><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%"><tr><td><![endif]--><table class=3D"ee_element ee_textelement col-=
font-reset" ee-type=3D"element" style=3D"font-size: 14px;text-align: l=
eft;min-width: 100%;table-layout: auto" data-title=3D"Text" width=3D"1=
00%" cellspacing=3D"0" cellpadding=3D"0">
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                                          <tr>
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lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0;padding-top: 0px;padding-right: 10px;padding-b=
ottom: 0px;padding-left: 10px" valign=3D"top" align=3D"left">
                                            <div class=3D"ee_editable"=
 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a"><p style=3D=
"word-wrap: break-word;word-break: break-word;Margin: 0;margin-bottom:=
 0px;margin-top: 0px;text-align: right;font-size: 21px;color: #eff7ea;=
line-height: 24px">
<b>020 7189 2400</b>
</p>
<p style=3D"word-wrap: break-word;word-break: break-word;Margin: 0;mar=
gin-bottom: 0px;margin-top: 0px;text-align: right;color: #eff7ea;font-=
size: 14px;line-height: 24px">
<a href=3D"http://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TGR-1/c.aspx=
" style=3D"color: rgb(239, 247, 234); text-decoration: underline;">Req=
uest a call back</a>
</p> </div>
                                            </td>
                                          </tr>
                                        </tbody>
                                      </table><!--[if mso]></td></tr><=
/table><![endif]--></div><!--[if mso]></td></tr></table><![endif]--></=
div><!--[if mso]></td></tr></table><![endif]--></div><!--[if mso]></td=
></tr></table><![endif]--></div><!--[if mso]></td></tr></table><![endi=
f]--></div><!--[if mso]></td></tr></table><![endif]--></div><!--[if ms=
o]></td></tr></table><![endif]--></div><!--[if mso]></td></tr></table>=
<![endif]--></div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                </div>
                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
                                </td>
                                </tr>
                                </table>
                                <![endif]-->
                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_spacer=
 col-font-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D"fo=
nt-size: 14px;text-align: left;min-width: 100%;table-layout: auto" wid=
th=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><t=
r><td style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1p=
x;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif"=
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"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table></=
td></tr></tbody></table></div><!-- STACK COLUMN : END --><!--[if mso]>=
</td></tr></table><![endif]--></td></tr></tbody></table><table class=3D=
"ee_element ee_imageelement col-font-reset" ee-type=3D"element" data-t=
itle=3D"Image" style=3D"font-size: 14px;text-align: left;min-width: 10=
0%;table-layout: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0">
                        <tbody>
                            <tr>
                                <td class=3D"element-pad element-bord"=
 style=3D"font-family: Helvetica, Arial, sans-serif;padding: 10px;bord=
er-width: 0;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;pa=
dding-left: 0px" align=3D"left">
                                    <center class=3D"ved_ctr"><img src=
=3D"http://i.emlfiles4.com/cmpimg/7/5/3/9/4/1/files/imagecache/920410/=
w660_1112659_rainbowmountain.jpg" style=3D"font-size: 14px;line-height=
: 22px;color: #3a3a3a;width: 100%;min-height: auto;display: inline-blo=
ck;margin-left: 0px;margin-right: 0px;margin-top: 0px;vertical-align: =
bottom;height: auto" class=3D"ee_editable vedpw660" width=3D"660" bord=
er=3D"0"></center>
                                </td>
                            </tr>
                        </tbody>
                    </table><table class=3D"row one-cols ee_columns ee=
_element" ee-type=3D"container" data-title=3D"1 column" style=3D"max-w=
idth: 100%;min-width: 100%;position: relative;background-color: rgb(25=
5, 255, 255);table-layout: auto" width=3D"100%" cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" bgcolor=3D"rgb(255, 255, 255)" align=3D"cen=
ter"><tbody><tr><td class=3D"row-inner f-size-0 col-inner element-pad"=
 style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 0;borde=
r-width: 0;padding: 0;padding-top: 0px;padding-right: 20px;padding-bot=
tom: 0px;padding-left: 20px" valign=3D"top" align=3D"center"><!--[if m=
so]><table border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"c=
enter" style=3D"width:620px;" width=3D"620" class=3D"mso-table-width">=
<tr><td align=3D"left" valign=3D"top" style=3D"width:620px;" width=3D"=
620" class=3D"mso-column-width"><![endif]--><!-- STACK COLUMN : BEGIN =
--><div class=3D"stack-column stack-column-width" ee-percent-width=3D"=
100" style=3D"display: inline-block;width: 100%;vertical-align: top;mi=
n-width: 100%;max-width: 620px"><table style=3D"table-layout: auto;" w=
idth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody>=
<tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" align=3D"left" sty=
le=3D"font-family: Helvetica, Arial, sans-serif;border-width: 0;paddin=
g: 0"><table class=3D"ee_element ee_spacer col-font-reset" ee-type=3D"=
element" data-title=3D"Spacer" style=3D"font-size: 14px;text-align: le=
ft;min-width: 100%;table-layout: auto" width=3D"100%" cellspacing=3D"0=
" cellpadding=3D"0" border=3D"0"><tbody><tr><td style=3D"font-family: =
Helvetica, Arial, sans-serif;font-size: 1px;line-height: 1px"><img src=
=3D"http://i.emlfiles4.com/cmpimg/t/s.gif" style=3D"display: block; wi=
dth: 1px; height: 40px;" alt=3D"" class=3D"" height=3D"40" border=3D"0=
" width=3D"1"></td></tr></tbody></table><table class=3D"ee_element ee_=
textelement col-font-reset" ee-type=3D"element" style=3D"font-size: 14=
px;text-align: left;min-width: 100%;table-layout: auto" data-title=3D"=
Text" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><t=
d class=3D"element-pad element-bord" style=3D"font-family: Helvetica, =
Arial, sans-serif;padding: 10px;border-width: 0;padding-top: 0px;paddi=
ng-right: 20px;padding-bottom: 0px;padding-left: 20px" valign=3D"top" =
align=3D"left"><div class=3D"ee_editable" style=3D"font-size: 14px;lin=
e-height: 22px;color: #3a3a3a;position: static"><p style=3D"word-wrap:=
 break-word;word-break: break-word;Margin: 0;margin-bottom: 0px;margin=
-top: 0px;line-height: 32px;font-size: 26px;text-align: left;color: rg=
b(70, 70, 72)">
 <strong>How do I know if I have enough money? </strong>
</p></div></td></tr></tbody></table><table class=3D"ee_element ee_spac=
er col-font-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D"=
font-size: 14px;text-align: left;min-width: 100%;table-layout: auto" w=
idth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody>=
<tr><td style=3D"font-family: Helvetica, Arial, sans-serif;font-size: =
1px;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gi=
f" style=3D"display: block; width: 1px; height: 20px;" alt=3D"" class=3D=
"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table><t=
able class=3D"ee_element ee_textelement col-font-reset" ee-type=3D"ele=
ment" style=3D"font-size: 14px;text-align: left;min-width: 100%;table-=
layout: auto" data-title=3D"Text" width=3D"100%" cellspacing=3D"0" cel=
lpadding=3D"0">
                                        <tbody>
                                          <tr>
                                            <td class=3D"element-pad e=
lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0;padding-top: 0px;padding-right: 20px;padding-b=
ottom: 0px;padding-left: 20px" valign=3D"top" align=3D"left">
                                            <div class=3D"ee_editable"=
 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;position: s=
tatic"><p style=3D"word-wrap: break-word;word-break: break-word;Margin=
: 0;margin-bottom: 0px;margin-top: 0px;color: #4a4a4a;font-size: 14px;=
line-height: 23px">
This is by far and away the most common question we get asked by clien=
ts. It doesn't matter if someone has lots of money or much more meagre=
 savings, they want to know the same thing. Have I got enough to do wh=
at I want to do or, put another way, am I going to run out?=20
</p></div>
                                            </td>
                                          </tr>
                                        </tbody>
                                      </table><table class=3D"ee_eleme=
nt ee_spacer col-font-reset" ee-type=3D"element" data-title=3D"Spacer"=
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t: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0"><tbody><tr><td style=3D"font-family: Helvetica, Arial, sans-serif;f=
ont-size: 1px;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmp=
img/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D=
"" class=3D"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody=
></table></td></tr></tbody></table></div><!-- STACK COLUMN : END --><!=
--[if mso]></td></tr></table><![endif]--></td></tr></tbody></table><ta=
ble class=3D"row one-cols ee_columns ee_element" ee-type=3D"container"=
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tion: relative;background-color: rgb(255, 255, 255);table-layout: auto=
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lor=3D"rgb(255, 255, 255)" align=3D"center"><tbody><tr><td class=3D"ro=
w-inner f-size-0 col-inner element-pad" style=3D"font-family: Helvetic=
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op: 0px;padding-right: 20px;padding-bottom: 0px;padding-left: 20px" va=
lign=3D"top" align=3D"center"><!--[if mso]><table border=3D"0" cellspa=
cing=3D"0" cellpadding=3D"0" align=3D"center" style=3D"width:620px;" w=
idth=3D"620" class=3D"mso-table-width"><tr><td align=3D"left" valign=3D=
"top" style=3D"width:620px;" width=3D"620" class=3D"mso-column-width">=
<![endif]--><!-- STACK COLUMN : BEGIN --><div class=3D"stack-column st=
ack-column-width" ee-percent-width=3D"100" style=3D"display: inline-bl=
ock;width: 100%;vertical-align: top;min-width: 100%;max-width: 620px">=
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cellpadding=3D"0" border=3D"0"><tbody><tr><td dir=3D"ltr" class=3D"col=
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tyle=3D"font-size: 14px;text-align: left;min-width: 100%;table-layout:=
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><tbody><tr><td style=3D"font-family: Helvetica, Arial, sans-serif;fon=
t-size: 1px;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpim=
g/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D"=
" class=3D"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody>=
</table><table class=3D"row one-cols ee_columns ee_element" ee-type=3D=
"container" data-title=3D"1 column" style=3D"max-width: 100%;min-width=
: 100%;position: relative;background-color: rgb(249, 246, 242);table-l=
ayout: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" bgcolor=3D"rgb(249, 246, 242)" align=3D"center">
                            <tbody>
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                                <td class=3D"row-inner f-size-0 col-in=
ner element-pad" style=3D"font-family: Helvetica, Arial, sans-serif;fo=
nt-size: 0;border-width: 0;padding: 0;padding-top: 0px;padding-right: =
0px;padding-bottom: 0px;padding-left: 0px" valign=3D"top" align=3D"cen=
ter">

                                <!--[if mso]>
                                <table border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" align=3D"center" style=3D"width:620px;" width=3D"620=
" class=3D"mso-table-width">
                                <tr>
                                <td align=3D"left" valign=3D"top" styl=
e=3D"width:620px;" width=3D"620" class=3D"mso-column-width">
                                <![endif]-->

                                <!-- STACK COLUMN : BEGIN -->
                                <div class=3D"stack-column stack-colum=
n-width" ee-percent-width=3D"100" style=3D"display: inline-block;width=
: 100%;vertical-align: top;min-width: 100%;max-width: 620px">
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idth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
                                  <tbody>
                                    <tr>
                                      <td dir=3D"ltr" class=3D"col-inn=
er ee_dropzone" align=3D"left" style=3D"font-family: Helvetica, Arial,=
 sans-serif;border-width: 0;padding: 0"><table class=3D"ee_element ee_=
spacer col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;te=
xt-align: left;min-width: 100%;background-color: rgb(249, 246, 242);ta=
ble-layout: auto" data-title=3D"Spacer" width=3D"100%" cellspacing=3D"=
0" cellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)">
                            <tbody>
                              <tr>
                                <td style=3D"font-family: Helvetica, A=
rial, sans-serif;font-size: 1px;line-height: 1px">
                                <img src=3D"http://i.emlfiles4.com/cmp=
img/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D=
"" class=3D"" height=3D"20" border=3D"0" width=3D"1">
                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_textel=
ement col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;tex=
t-align: left;min-width: 100%;table-layout: auto" data-title=3D"Text" =
width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td clas=
s=3D"element-pad element-bord" style=3D"font-family: Helvetica, Arial,=
 sans-serif;padding: 10px;border-width: 0;padding-top: 0px;padding-rig=
ht: 20px;padding-bottom: 0px;padding-left: 20px" valign=3D"top" align=3D=
"left"><div class=3D"ee_editable" style=3D"font-size: 14px;line-height=
: 22px;color: #3a3a3a"><p style=3D"word-wrap: break-word;word-break: b=
reak-word;Margin: 0;margin-bottom: 0px;margin-top: 0px;line-height: 32=
px;font-size: 26px;text-align: left;color: rgb(70, 70, 72)">
 <strong>We=E2=80=99re here to help you find out </strong>
</p></div></td></tr></tbody></table><table class=3D"ee_element ee_spac=
er col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;text-a=
lign: left;min-width: 100%;background-color: rgb(249, 246, 242);table-=
layout: auto" data-title=3D"Spacer" width=3D"100%" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)">
                            <tbody>
                              <tr>
                                <td style=3D"font-family: Helvetica, A=
rial, sans-serif;font-size: 1px;line-height: 1px">
                                <img src=3D"http://i.emlfiles4.com/cmp=
img/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D=
"" class=3D"" height=3D"20" border=3D"0" width=3D"1">
                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_textel=
ement col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;tex=
t-align: left;min-width: 100%;table-layout: auto" data-title=3D"Text" =
width=3D"100%" cellspacing=3D"0" cellpadding=3D"0">
                                        <tbody>
                                          <tr>
                                            <td class=3D"element-pad e=
lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0;padding-top: 0px;padding-right: 20px;padding-b=
ottom: 0px;padding-left: 20px" valign=3D"top" align=3D"left">
                                            <div class=3D"ee_editable"=
 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;position: s=
tatic"><p style=3D"word-wrap: break-word;word-break: break-word;Margin=
: 0;margin-bottom: 0px;margin-top: 0px;color: #7a7a7a;font-size: 14px;=
line-height: 23px">
The great news is that we can give you some answers. Our expert financ=
ial planners do this every day. They meet with you to find out about y=
our finances and what you want to do in future, then crunch the number=
s to see if you=E2=80=99re on track.
<br>
 <br>
So if you've ever found yourself mulling over this question, why not f=
ind out how we can help?
</p></div>
                                            </td>
                                          </tr>
                                        </tbody>
                                      </table><table class=3D"ee_eleme=
nt ee_spacer col-font-reset" ee-type=3D"element" style=3D"font-size: 1=
4px;text-align: left;min-width: 100%;background-color: rgb(249, 246, 2=
42);table-layout: auto" data-title=3D"Spacer" width=3D"100%" cellspaci=
ng=3D"0" cellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)"=
>
                            <tbody>
                              <tr>
                                <td style=3D"font-family: Helvetica, A=
rial, sans-serif;font-size: 1px;line-height: 1px">
                                <img src=3D"http://i.emlfiles4.com/cmp=
img/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D=
"" class=3D"" height=3D"20" border=3D"0" width=3D"1">
                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_button=
" ee-type=3D"element" data-title=3D"Button" style=3D"min-width: 100%;t=
able-layout: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0">=
<tbody><tr><td class=3D"button-container button-v2 element-pad" style=3D=
"font-family: Helvetica, Arial, sans-serif;padding: 10px;text-align: l=
eft;padding-top: 0px;padding-right: 20px;padding-bottom: 0px;padding-l=
eft: 20px"><!--[if mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-=
com:vml" xmlns:w=3D"urn:schemas-microsoft-com:office:word" href=3D"htt=
p://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TGS-1/c.aspx" style=3D"hei=
ght:29.25pt;v-text-anchor:middle;width:127pt;" arcsize=3D"8%" stroked=3D=
"false" fillcolor=3D"#bf9a5e"><w:anchorlock></w:anchorlock><p style=3D=
"text-align:center;padding:0;margin:0;"><font style=3D"color:#000000; =
font-style:normal;font-variant:normal;font-weight:700;font-family:Helv=
etica,Arial,sans-serif;font-size:11.25pt; padding:0; margin:0; line-he=
ight:inherit;">=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=
=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF<font style=3D"color: rgb(255, 255, 2=
55);">Speak to an expert</font>=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=
=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF</font></p></v:roun=
drect><![endif]--><!--[if !mso]><!----><table class=3D"button-wrapper =
col-font-reset" ee-template-version=3D"2.3" style=3D"font-size: 14px;t=
ext-align: center;min-width: auto;display: inline-block;float: left;ta=
ble-layout: auto" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tb=
ody><tr><td class=3D"button-td" style=3D"font-family: Helvetica, Arial=
, sans-serif;border-radius: 3px;background: #555555;text-align: center=
;min-width: 170px;background-color: rgb(191, 154, 94)" bgcolor=3D"rgb(=
191, 154, 94)"><p style=3D"font-size: 14px;line-height: 23px;color: in=
herit;height: 100%;margin-bottom: 0;text-align: center;margin: 0" clas=
s=3D"ee_editable button-a"><a href=3D"http://updates.tilney.co.uk/378T=
-JQ6Y-54P2BF-A8TGS-1/c.aspx" style=3D"border: 0px solid #000000;paddin=
g: 10px 15px;color: inherit;font-family: Helvetica, Arial, sans-serif;=
font-size: 15px;text-align: center;text-decoration: none;display: bloc=
k;border-radius: 3px;font-weight: bold;line-height: inherit;padding-to=
p: 8px;padding-right: 15px;padding-bottom: 8px;padding-left: 15px">=EF=
=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=
=BB=BF=EF=BB=BF<font style=3D"color: rgb(255, 255, 255);word-break: br=
eak-word;word-wrap: break-word">Speak to an expert</font>=EF=BB=BF=EF=BB=
=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=
=BF</a></p></td></tr></tbody></table><!--<![endif]--></td></tr></tbody=
></table>
                                      <table class=3D"ee_element ee_sp=
acer col-font-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D=
"font-size: 14px;text-align: left;min-width: 100%;background-color: rg=
b(249, 246, 242);table-layout: auto" width=3D"100%" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)"><tbody><=
tr><td style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1=
px;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif=
" style=3D"display: block; width: 1px; height: 20px;" alt=3D"" class=3D=
"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table>

                                      <!-- Spacer -->
                                     =20
                                      <!-- End spacer -->

                                     =20
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                </div>
                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
                                </td>
                                </tr>
                                </table>
                                <![endif]-->

                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_spacer=
 col-font-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D"fo=
nt-size: 14px;text-align: left;min-width: 100%;table-layout: auto" wid=
th=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><t=
r><td style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1p=
x;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif"=
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"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table></=
td></tr></tbody></table></div><!-- STACK COLUMN : END --><!--[if mso]>=
</td></tr></table><![endif]--></td></tr></tbody></table><table class=3D=
"row one-cols ee_columns ee_element" ee-type=3D"container" data-title=3D=
"1 column" style=3D"max-width: 100%;min-width: 100%;position: relative=
;background-color: rgb(255, 255, 255);table-layout: auto" width=3D"100=
%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(255=
, 255, 255)" align=3D"center"><tbody><tr><td class=3D"row-inner f-size=
-0 col-inner element-pad" style=3D"font-family: Helvetica, Arial, sans=
-serif;font-size: 0;border-width: 0;padding: 0;padding-top: 0px;paddin=
g-right: 20px;padding-bottom: 0px;padding-left: 20px" valign=3D"top" a=
lign=3D"center"><!--[if mso]><table border=3D"0" cellspacing=3D"0" cel=
lpadding=3D"0" align=3D"center" style=3D"width:620px;" width=3D"620" c=
lass=3D"mso-table-width"><tr><td align=3D"left" valign=3D"top" style=3D=
"width:620px;" width=3D"620" class=3D"mso-column-width"><![endif]--><!=
-- STACK COLUMN : BEGIN --><div class=3D"stack-column stack-column-wid=
th" ee-percent-width=3D"100" style=3D"display: inline-block;width: 100=
%;vertical-align: top;min-width: 100%;max-width: 620px"><table style=3D=
"table-layout: auto;" width=3D"100%" cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0"><tbody><tr><td dir=3D"ltr" class=3D"col-inner ee_dropz=
one" align=3D"left" style=3D"font-family: Helvetica, Arial, sans-serif=
;border-width: 0;padding: 0"><table class=3D"ee_element ee_spacer col-=
font-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D"font-si=
ze: 14px;text-align: left;min-width: 100%;table-layout: auto" width=3D=
"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td=
 style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1px;lin=
e-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif" styl=
e=3D"display: block; width: 1px; height: 20px;" alt=3D"" class=3D"" he=
ight=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table><table =
class=3D"row one-cols ee_columns ee_element" ee-type=3D"container" dat=
a-title=3D"1 column" style=3D"max-width: 100%;min-width: 100%;position=
: relative;background-color: rgb(249, 246, 242);table-layout: auto" wi=
dth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" bgcolor=3D=
"rgb(249, 246, 242)" align=3D"center">
                            <tbody>
                              <tr>
                                <td class=3D"row-inner f-size-0 col-in=
ner element-pad" style=3D"font-family: Helvetica, Arial, sans-serif;fo=
nt-size: 0;border-width: 0;padding: 0;padding-top: 0px;padding-right: =
0px;padding-bottom: 0px;padding-left: 0px" valign=3D"top" align=3D"cen=
ter">

                                <!--[if mso]>
                                <table border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" align=3D"center" style=3D"width:620px;" width=3D"620=
" class=3D"mso-table-width">
                                <tr>
                                <td align=3D"left" valign=3D"top" styl=
e=3D"width:620px;" width=3D"620" class=3D"mso-column-width">
                                <![endif]-->

                                <!-- STACK COLUMN : BEGIN -->
                                <div class=3D"stack-column stack-colum=
n-width" ee-percent-width=3D"100" style=3D"display: inline-block;width=
: 100%;vertical-align: top;min-width: 100%;max-width: 620px">
                                <table style=3D"table-layout: auto;" w=
idth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
                                  <tbody>
                                    <tr>
                                      <td dir=3D"ltr" class=3D"col-inn=
er ee_dropzone" align=3D"left" style=3D"font-family: Helvetica, Arial,=
 sans-serif;border-width: 0;padding: 0"><table class=3D"ee_element ee_=
spacer col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;te=
xt-align: left;min-width: 100%;background-color: rgb(249, 246, 242);ta=
ble-layout: auto" data-title=3D"Spacer" width=3D"100%" cellspacing=3D"=
0" cellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)">
                            <tbody>
                              <tr>
                                <td style=3D"font-family: Helvetica, A=
rial, sans-serif;font-size: 1px;line-height: 1px">
                                <img src=3D"http://i.emlfiles4.com/cmp=
img/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D=
"" class=3D"" height=3D"20" border=3D"0" width=3D"1">
                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_textel=
ement col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;tex=
t-align: left;min-width: 100%;table-layout: auto" data-title=3D"Text" =
width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td clas=
s=3D"element-pad element-bord" style=3D"font-family: Helvetica, Arial,=
 sans-serif;padding: 10px;border-width: 0;padding-top: 0px;padding-rig=
ht: 20px;padding-bottom: 0px;padding-left: 20px" valign=3D"top" align=3D=
"left"><div class=3D"ee_editable" style=3D"font-size: 14px;line-height=
: 22px;color: #3a3a3a"><p style=3D"word-wrap: break-word;word-break: b=
reak-word;Margin: 0;margin-bottom: 0px;margin-top: 0px;line-height: 32=
px;font-size: 26px;text-align: left;color: rgb(70, 70, 72)">
 <strong>The nuts and bolts of it</strong>
</p></div></td></tr></tbody></table><table class=3D"ee_element ee_spac=
er col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;text-a=
lign: left;min-width: 100%;background-color: rgb(249, 246, 242);table-=
layout: auto" data-title=3D"Spacer" width=3D"100%" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)">
                            <tbody>
                              <tr>
                                <td style=3D"font-family: Helvetica, A=
rial, sans-serif;font-size: 1px;line-height: 1px">
                                <img src=3D"http://i.emlfiles4.com/cmp=
img/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D=
"" class=3D"" height=3D"20" border=3D"0" width=3D"1">
                                </td>
                              </tr>
                            </tbody>
                          </table>
                                      <table class=3D"row two-cols ee_=
columns ee_element" ee-type=3D"container" data-title=3D"2 columns" sty=
le=3D"max-width: 100%;min-width: 100%;position: relative;table-layout:=
 auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"=
 align=3D"center"><tbody><tr><td class=3D"row-inner f-size-0 col-inner=
 element-pad" dir=3D"ltr" valign=3D"top" align=3D"center" style=3D"fon=
t-family: Helvetica, Arial, sans-serif;font-size: 0;border-width: 0;pa=
dding: 0"><!--[if mso]><table border=3D"0" cellspacing=3D"0" cellpaddi=
ng=3D"0" align=3D"center" style=3D"width:620px;" width=3D"620" class=3D=
"mso-table-width"><tr><td align=3D"left" valign=3D"top" style=3D"width=
:372px;" width=3D"372" class=3D"mso-column-width"><![endif]--><!-- STA=
CK COLUMN : BEGIN --><div class=3D"stack-column stack-column-width" ee=
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al-align: top;max-width: 60%;min-width: 100%"><table style=3D"table-la=
yout: auto;" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0"><tbody><tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" alig=
n=3D"left" style=3D"font-family: Helvetica, Arial, sans-serif;border-w=
idth: 0;padding: 0"><table class=3D"ee_element ee_textelement col-font=
-reset" ee-type=3D"element" style=3D"font-size: 14px;text-align: left;=
min-width: 100%;table-layout: auto" data-title=3D"Text" width=3D"100%"=
 cellspacing=3D"0" cellpadding=3D"0">
                                        <tbody>
                                          <tr>
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lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0;padding-top: 0px;padding-right: 20px;padding-b=
ottom: 0px;padding-left: 20px" valign=3D"top" align=3D"left">
                                            <div class=3D"ee_editable"=
 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;position: s=
tatic"><p style=3D"word-wrap: break-word;word-break: break-word;Margin=
: 0;margin-bottom: 0px;margin-top: 0px;font-size: 14px;line-height: 23=
px;color: rgb(122, 122, 122)">
Our short guide tells you all there is to know about cashflow modellin=
g. This is where a financial planner forecasts your future finances to=
 find out whether or not you have enough money. We=E2=80=99ve also ask=
ed four financial planners to tell us more about how cashflow modellin=
g works and why it is helpful =E2=80=93 you can read the interview on =
the Tilney website.
</p></div>
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ement col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;tex=
t-align: left;min-width: 100%;table-layout: auto" data-title=3D"Text" =
width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td clas=
s=3D"element-pad element-bord" style=3D"font-family: Helvetica, Arial,=
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ht: 20px;padding-bottom: 0px;padding-left: 20px" valign=3D"top" align=3D=
"left"><div class=3D"ee_editable" style=3D"font-size: 14px;line-height=
: 22px;color: #3a3a3a;position: static"><p style=3D"word-wrap: break-w=
ord;word-break: break-word;Margin: 0;margin-bottom: 0px;margin-top: 0p=
x;line-height: 32px;font-size: 26px;text-align: left;color: rgb(70, 70=
, 72)">
 <strong>Find out for yourself</strong>
</p></div></td></tr></tbody></table><table class=3D"ee_element ee_spac=
er col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;text-a=
lign: left;min-width: 100%;background-color: rgb(249, 246, 242);table-=
layout: auto" data-title=3D"Spacer" width=3D"100%" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)">
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rial, sans-serif;font-size: 1px;line-height: 1px">
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ement col-font-reset" ee-type=3D"element" style=3D"font-size: 14px;tex=
t-align: left;min-width: 100%;table-layout: auto" data-title=3D"Text" =
width=3D"100%" cellspacing=3D"0" cellpadding=3D"0">
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lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0;padding-top: 0px;padding-right: 20px;padding-b=
ottom: 0px;padding-left: 20px" valign=3D"top" align=3D"left">
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 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;position: s=
tatic"><p style=3D"word-wrap: break-word;word-break: break-word;Margin=
: 0;margin-bottom: 0px;margin-top: 0px;color: #4a4a4a;font-size: 14px;=
line-height: 23px">
If you=E2=80=99re keen to take the plunge and talk about your own fina=
nces, why not book an initial appointment with one of our financial pl=
anners? We can speak over the phone or meet at your home or nearest Ti=
lney office. There=E2=80=99s no charge for this meeting or any obligat=
ion to do business with us afterwards =E2=80=93 it=E2=80=99s simply an=
 opportunity to find out how we could help you.=20
</p></div>
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nt ee_spacer col-font-reset" ee-type=3D"element" style=3D"font-size: 1=
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able-layout: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0">=
<tbody><tr><td class=3D"button-container button-v2 element-pad" style=3D=
"font-family: Helvetica, Arial, sans-serif;padding: 10px;text-align: l=
eft;padding-top: 0px;padding-right: 20px;padding-bottom: 0px;padding-l=
eft: 20px"><!--[if mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-=
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ght:29.25pt;v-text-anchor:middle;width:127pt;" arcsize=3D"8%" stroked=3D=
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font-style:normal;font-variant:normal;font-weight:700;font-family:Helv=
etica,Arial,sans-serif;font-size:11.25pt; padding:0; margin:0; line-he=
ight:inherit;">=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=
=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF<font style=3D"colo=
r: rgb(255, 255, 255);">Speak to an expert</font>=EF=BB=BF=EF=BB=BF=EF=
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--><table class=3D"button-wrapper col-font-reset" ee-template-version=3D=
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lay: inline-block;float: left;table-layout: auto" cellspacing=3D"0" ce=
llpadding=3D"0" border=3D"0"><tbody><tr><td class=3D"button-td" style=3D=
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nd: #555555;text-align: center;min-width: 170px;background-color: rgb(=
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tp://updates.tilney.co.uk/378T-JQ6Y-54P2BF-A8TGW-1/c.aspx" style=3D"bo=
rder: 0px solid #000000;padding: 10px 15px;color: inherit;font-family:=
 Helvetica, Arial, sans-serif;font-size: 15px;text-align: center;text-=
decoration: none;display: block;border-radius: 3px;font-weight: bold;l=
ine-height: inherit;padding-top: 8px;padding-right: 15px;padding-botto=
m: 8px;padding-left: 15px">=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=
=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF<font s=
tyle=3D"color: rgb(255, 255, 255);word-break: break-word;word-wrap: br=
eak-word">Speak to an expert</font>=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=
=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=EF=BB=BF=
</a></p></td></tr></tbody></table><!--<![endif]--></td></tr></tbody></=
table>
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acer col-font-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D=
"font-size: 14px;text-align: left;min-width: 100%;background-color: rg=
b(249, 246, 242);table-layout: auto" width=3D"100%" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(249, 246, 242)"><tbody><=
tr><td style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1=
px;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif=
" style=3D"display: block; width: 1px; height: 20px;" alt=3D"" class=3D=
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                                      <!-- Spacer -->
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                                     =20
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                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
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                                <![endif]-->

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                          </table><table class=3D"ee_element ee_spacer=
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nt-size: 14px;text-align: left;min-width: 100%;table-layout: auto" wid=
th=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><t=
r><td style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1p=
x;line-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif"=
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"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table></=
td></tr></tbody></table></div><!-- STACK COLUMN : END --><!--[if mso]>=
</td></tr></table><![endif]--></td></tr></tbody></table><table class=3D=
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-0 col-inner element-pad" style=3D"font-family: Helvetica, Arial, sans=
-serif;font-size: 0;border-width: 0;padding: 0;padding-top: 0px;paddin=
g-right: 20px;padding-bottom: 0px;padding-left: 20px" valign=3D"top" a=
lign=3D"center"><!--[if mso]><table border=3D"0" cellspacing=3D"0" cel=
lpadding=3D"0" align=3D"center" style=3D"width:620px;" width=3D"620" c=
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"width:620px;" width=3D"620" class=3D"mso-column-width"><![endif]--><!=
-- STACK COLUMN : BEGIN --><div class=3D"stack-column stack-column-wid=
th" ee-percent-width=3D"100" style=3D"display: inline-block;width: 100=
%;vertical-align: top;min-width: 100%;max-width: 620px"><table style=3D=
"table-layout: auto;" width=3D"100%" cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0"><tbody><tr><td dir=3D"ltr" class=3D"col-inner ee_dropz=
one" align=3D"left" style=3D"font-family: Helvetica, Arial, sans-serif=
;border-width: 0;padding: 0"><table class=3D"ee_element ee_spacer col-=
font-reset" ee-type=3D"element" data-title=3D"Spacer" style=3D"font-si=
ze: 14px;text-align: left;min-width: 100%;table-layout: auto" width=3D=
"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td=
 style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1px;lin=
e-height: 1px"><img src=3D"http://i.emlfiles4.com/cmpimg/t/s.gif" styl=
e=3D"display: block; width: 1px; height: 20px;" alt=3D"" class=3D"" he=
ight=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table><table =
class=3D"ee_element ee_textelement col-font-reset" ee-type=3D"element"=
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t: auto" data-title=3D"Text" width=3D"100%" cellspacing=3D"0" cellpadd=
ing=3D"0">
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lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0;padding-top: 0px;padding-right: 20px;padding-b=
ottom: 0px;padding-left: 20px" valign=3D"top" align=3D"left">
                                            <div class=3D"ee_editable"=
 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;position: s=
tatic"><p style=3D"word-wrap: break-word;word-break: break-word;Margin=
: 0;margin-bottom: 0px;margin-top: 0px;font-size: 14px;line-height: 23=
px;color: rgb(74, 74, 74)">
If you have any questions about anything in this email or you=E2=80=99=
d like more information about how Tilney=E2=80=99s financial planners =
can help you please reply to this email, <a href=3D"http://updates.til=
ney.co.uk/378T-JQ6Y-54P2BF-A8TGX-1/c.aspx" style=3D"text-decoration: n=
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a call back</font></b></a> or speak to us on <b style=3D"color: rgb(74=
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</p></div>
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t: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0"><tbody><tr><td style=3D"font-family: Helvetica, Arial, sans-serif;f=
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></table></td></tr></tbody></table></div><!-- STACK COLUMN : END --><!=
--[if mso]></td></tr></table><![endif]--></td></tr></tbody></table><ta=
ble class=3D"row one-cols ee_columns ee_element" ee-type=3D"container"=
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ent-pad col-inner" style=3D"font-family: Helvetica, Arial, sans-serif;=
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"center">

                                  <!--[if mso]>
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table>
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e" style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;position:=
 static">
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b(255, 255, 255); font-weight:bold ;">

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xt-align: left;min-width: 100%;table-layout: auto" data-title=3D"Space=
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ree-cols ee_columns ee_element" ee-type=3D"container" data-title=3D"3 =
columns" style=3D"max-width: 100%;min-width: 100%;position: relative;t=
able-layout: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" =
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style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 0;border=
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s=3D"mso-column-width"><![endif]--><!-- STACK COLUMN : BEGIN --><div c=
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ont-family: Helvetica, Arial, sans-serif;border-width: 0;padding: 0"><=
div class=3D"ee-show-on-desktop" style=3D"display: none"><!--[if mso]>=
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ing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""><!--[if m=
so]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"><tr><td>=
<![endif]--><div class=3D""><!--[if mso]><table cellpadding=3D"0" cell=
spacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""><!--[=
if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"><tr>=
<td><![endif]--><div class=3D""><!--[if mso]><table cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D""><=
!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=
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le-layout: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" bo=
rder=3D"0"><tbody><tr><td style=3D"font-family: Helvetica, Arial, sans=
-serif;font-size: 1px;line-height: 1px"><img src=3D"http://i.emlfiles4=
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