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From: Tilney <tilney@updates.tilney.co.uk>
Date: Thu, 01 Mar 2018 11:01:39 +0000
Subject: A short guide to making the most of your pension
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Pension tax benefits, lifetime allowance, the importance of good inves=
tments


Making the most of your pension

Saving for retirement is important, and yet pensions can be notoriousl=
y complex. In this short guide we shed some light on the rules and all=
owances, and look at a few easy ways to ensure you=E2=80=99re making t=
he most of your pension.

Download a copy and you=E2=80=99ll also find out about:

The great tax benefits of pensions

What you need to know about the lifetime allowance

The importance of good pension investments =E2=80=93 and the consequen=
ces of choosing bad ones

The easiest way to take control of your pensions

Download a copy ( https://updates.tilney.co.uk/378T-NOTA-54P2BF-CT8B6-=
0/c.aspx )



Speak to a pensions expert

If you have questions about your pension or would like a no-obligation=
 telephone pension review with our experts, please get in touch. Just =
reply to this email, call us on 020 7189 2400 or request a call back o=
n our website ( https://updates.tilney.co.uk/378T-NOTA-54P2BF-CT8B7-0/=
c.aspx ).



Connect with us

( https://updates.tilney.co.uk/378T-NOTA-54P2BF-CT88M-0/c.aspx )

( https://updates.tilney.co.uk/378T-NOTA-54P2BF-CT88N-0/c.aspx )

( https://updates.tilney.co.uk/378T-NOTA-54P2BF-CT88O-0/c.aspx )

Important Information

The value of investments, and the income derived from them, can go dow=
n as well as up and you can get back less than you originally invested=
.

We hope you've found this message helpful. However, if you would prefe=
r not to receive future emails from Tilney simply unsubscribe https://=
updates.tilney.co.uk/378T-NOTA-E854P2BF2B/uns.aspx

18026500

643905

Tilney is a trading name for: Tilney Investment Management Services Lt=
d (Reg. No: 2830297), Tilney Discretionary Investment Management Ltd (=
Reg. No: 02519968), Tilney Investment Management (Reg. No: 02010520), =
Tilney Asset Management Ltd (Reg. No: 03900078), Tilney Asset Manageme=
nt Services Ltd (Reg. No: 03691998), Tilney Discretionary Portfolio Ma=
nagement Ltd (Reg. No: 00793636), Thurleigh Investment Managers LLP (R=
eg. No: OC309191), Tilney Financial Planning Ltd (Reg. No: 607039), Be=
stinvest (Consultants) Ltd (Reg. No: 01550116) and HW Financial Servic=
es Ltd (Reg. No: 02030706), each of which is authorised and regulated =
by the Financial Conduct Authority and a subsidiary of Tilney Group Lt=
d (Reg. No: 08741768). All registered in England and Wales with regist=
ered office: 6 Chesterfield Gardens, Mayfair, London W1J 5BQ. Further =
details are available here ( https://www.tilney.co.uk/registered-detai=
ls ).

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co.uk/378T-NOTA-54P2BF-CT88P-1/c.aspx"><img src=3D"https://i.emlfiles4=
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                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
                                </td>
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e=3D"width:320px;" width=3D"320" class=3D"column">
                                <![endif]-->

                                <!-- STACK COLUMN : BEGIN -->
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-column-width" ee-percent-width=3D"50" style=3D"display: inline-block;=
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er ee_dropzone" align=3D"left" style=3D"font-family: Helvetica, Arial,=
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llpadding=3D"0" border=3D"0"><tbody><tr><td style=3D"font-family: Helv=
etica, Arial, sans-serif;font-size: 1px;line-height: 1px"><img src=3D"=
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: 1px; height: 20px;" alt=3D"" class=3D"" height=3D"20" border=3D"0" w=
idth=3D"1"></td></tr></tbody></table><!--[if mso]></td></tr></table><!=
[endif]--></div><!--[if mso]></td></tr></table><![endif]-->
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"0" cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><div class=3D=
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adding=3D"0" cellspacing=3D"0" width=3D"100%"><tr><td><![endif]--><tab=
le class=3D"ee_element ee_textelement col-font-reset" ee-type=3D"eleme=
nt" style=3D"font-size: 14px;text-align: left;min-width: 100%;table-la=
yout: auto" data-title=3D"Text" width=3D"100%" cellspacing=3D"0" cellp=
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line-height: 24px">
<b>020 7189 2400</b>
</p>
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gin-bottom: 0px;margin-top: 0px;text-align: right;color: #eff7ea;font-=
size: 14px;line-height: 24px">
<a href=3D"https://updates.tilney.co.uk/378T-NOTA-54P2BF-CT88Q-1/c.asp=
x" style=3D"color: rgb(239, 247, 234); text-decoration: underline;">Re=
quest a call back</a>
</p> </div>
                                            </td>
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/table><![endif]--></div><!--[if mso]></td></tr></table><![endif]-->
                                      </td>
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                                </div>
                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
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                                <![endif]-->
                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"ee_element ee_spacer=
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nt-size: 14px;text-align: left;min-width: 100%;table-layout: auto" wid=
th=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><t=
r><td style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 1p=
x;line-height: 1px"><img src=3D"https://i.emlfiles4.com/cmpimg/t/s.gif=
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"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table></=
td></tr></tbody></table></div><!-- STACK COLUMN : END --><!--[if mso]>=
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itle=3D"Image" style=3D"font-size: 14px;text-align: left;min-width: 10=
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"0" border=3D"0">
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=3D"https://i.emlfiles4.com/cmpimg/7/5/3/9/4/1/files/imagecache/110524=
6/w660_1281886_makingthemostofyourpensiontilney.jpg" style=3D"font-siz=
e: 14px;line-height: 22px;color: #3a3a3a;width: 100%;min-height: auto;=
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                                </td>
                            </tr>
                        </tbody>
                    </table><table class=3D"row one-cols ee_columns ee=
_element" ee-type=3D"container" data-title=3D"1 column" style=3D"max-w=
idth: 100%;min-width: 100%;position: relative;background-color: rgb(14=
0, 124, 112);table-layout: auto" width=3D"100%" cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" bgcolor=3D"rgb(140, 124, 112)" align=3D"cen=
ter">
                            <tbody>
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t-pad col-inner" style=3D"font-family: Helvetica, Arial, sans-serif;fo=
nt-size: 0;border-width: 0px;padding: 0px 0px;padding-top: 0px;padding=
-right: 20px;padding-bottom: 0px;padding-left: 20px" valign=3D"top" al=
ign=3D"center">

                                <!--[if mso]>
                                <table border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" align=3D"center" style=3D"width:620px;" width=3D"620=
" class=3D"mso-table-width">
                                <tr>
                                <td align=3D"left" valign=3D"top" styl=
e=3D"width:620px;" width=3D"620" class=3D"mso-column-width">
                                <![endif]-->

                                <!-- STACK COLUMN : BEGIN -->
                                <div class=3D"stack-column stack-colum=
n-width" ee-percent-width=3D"100" style=3D"width: 100%;display: inline=
-block;vertical-align: top;min-width: 100%;max-width: 620px">
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idth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
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er ee_dropzone" align=3D"left" style=3D"font-family: Helvetica, Arial,=
 sans-serif;border-width: 0;padding: 0px"><table class=3D"ee_element e=
e_spacer col-font-reset" ee-type=3D"element" data-title=3D"Spacer" sty=
le=3D"font-size: 14px;text-align: left;min-width: 100%;table-layout: a=
uto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><=
tbody><tr><td style=3D"font-family: Helvetica, Arial, sans-serif;font-=
size: 1px;line-height: 1px"><img src=3D"https://i.emlfiles4.com/cmpimg=
/t/s.gif" style=3D"display: block; width: 1px; height: 40px;" alt=3D""=
 class=3D"" height=3D"40" border=3D"0" width=3D"1"></td></tr></tbody><=
/table>

                                      <!-- Spacer -->
                                     =20

                                      <!-- End spacer -->

                                      <table class=3D"col-font-reset e=
e_element ee_textelement" ee-type=3D"element" style=3D"font-size: 14px=
;text-align: left;min-width: 100%;table-layout: auto" data-title=3D"Te=
xt" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0">
                                        <tbody>
                                          <tr>
                                            <td class=3D"element-pad e=
lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0px;padding-top: 0px;padding-right: 20px;padding=
-bottom: 0px;padding-left: 20px" valign=3D"top" align=3D"left">
                                            <div class=3D"ee_editable"=
 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a"><p style=3D=
"word-wrap: break-word;word-break: break-word;Margin: 0;margin-bottom:=
 0px;margin-top: 0px;text-align: center;color: rgb(255, 255, 255);line=
-height: 35px;font-size: 32px;font-family: Verdana, Geneva, sans-serif=
">
Making the most of your pension
</p></div>
                                            </td>
                                          </tr>
                                        </tbody>
                                      </table><table class=3D"ee_eleme=
nt ee_spacer col-font-reset" ee-type=3D"element" data-title=3D"Spacer"=
 style=3D"font-size: 14px;text-align: left;min-width: 100%;table-layou=
t: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0"><tbody><tr><td style=3D"font-family: Helvetica, Arial, sans-serif;f=
ont-size: 1px;line-height: 1px"><img src=3D"https://i.emlfiles4.com/cm=
pimg/t/s.gif" style=3D"display: block; width: 1px; height: 40px;" alt=3D=
"" class=3D"" height=3D"40" border=3D"0" width=3D"1"></td></tr></tbody=
></table>

                                      <!-- Spacer -->
                                     =20
                                      <!-- End spacer -->

                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                </div>
                                <!-- STACK COLUMN : END -->

                                <!--[if mso]>
                                </td>
                                </tr>
                                </table>
                                <![endif]-->

                                </td>
                              </tr>
                            </tbody>
                          </table><table class=3D"row one-cols ee_colu=
mns ee_element" ee-type=3D"container" data-title=3D"1 column" style=3D=
"max-width: 100%;min-width: 100%;position: relative;background-color: =
rgb(255, 255, 255);table-layout: auto" width=3D"100%" cellspacing=3D"0=
" cellpadding=3D"0" border=3D"0" bgcolor=3D"rgb(255, 255, 255)" align=3D=
"center"><tbody><tr><td class=3D"row-inner f-size-0 element-pad col-in=
ner" style=3D"font-family: Helvetica, Arial, sans-serif;font-size: 0;b=
order-width: 0px;padding: 0px 0px;padding-top: 0px;padding-right: 20px=
;padding-bottom: 0px;padding-left: 20px" valign=3D"top" align=3D"cente=
r"><!--[if mso]><table border=3D"0" cellspacing=3D"0" cellpadding=3D"0=
" align=3D"center" style=3D"width:620px;" width=3D"620" class=3D"mso-t=
able-width"><tr><td align=3D"left" valign=3D"top" style=3D"width:620px=
;" width=3D"620" class=3D"mso-column-width"><![endif]--><!-- STACK COL=
UMN : BEGIN --><div class=3D"stack-column stack-column-width" ee-perce=
nt-width=3D"100" style=3D"width: 100%;display: inline-block;vertical-a=
lign: top;min-width: 100%;max-width: 620px"><table style=3D"table-layo=
ut: auto;" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0"><tbody><tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" align=3D=
"left" style=3D"font-family: Helvetica, Arial, sans-serif;border-width=
: 0;padding: 0px"><table class=3D"ee_element ee_spacer col-font-reset"=
 ee-type=3D"element" data-title=3D"Spacer" style=3D"font-size: 14px;te=
xt-align: left;min-width: 100%;table-layout: auto" width=3D"100%" cell=
spacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td style=3D"f=
ont-family: Helvetica, Arial, sans-serif;font-size: 1px;line-height: 1=
px"><img src=3D"https://i.emlfiles4.com/cmpimg/t/s.gif" style=3D"displ=
ay: block; width: 1px; height: 40px;" alt=3D"" class=3D"" height=3D"40=
" border=3D"0" width=3D"1"></td></tr></tbody></table><table class=3D"c=
ol-font-reset ee_element ee_textelement" ee-type=3D"element" style=3D"=
font-size: 14px;text-align: left;min-width: 100%;table-layout: auto" d=
ata-title=3D"Text" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0">
                                        <tbody>
                                          <tr>
                                            <td class=3D"element-pad e=
lement-bord" style=3D"font-family: Helvetica, Arial, sans-serif;paddin=
g: 10px;border-width: 0px;padding-top: 0px;padding-right: 20px;padding=
-bottom: 0px;padding-left: 20px" valign=3D"top" align=3D"left">
                                            <div class=3D"ee_editable"=
 style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;position: s=
tatic"><p style=3D"word-wrap: break-word;word-break: break-word;Margin=
: 0;margin-bottom: 0px;margin-top: 0px;font-size: 14px;line-height: 23=
px;color: rgb(70, 70, 72)">
Saving for retirement is important, and yet pensions can be notoriousl=
y complex. In this short guide we shed some light on the rules and all=
owances, and look at a few easy ways to ensure you=E2=80=99re making t=
he most of your pension.
</p></div>
                                            </td>
                                          </tr>
                                        </tbody>
                                      </table><table class=3D"ee_eleme=
nt ee_spacer col-font-reset" ee-type=3D"element" data-title=3D"Spacer"=
 style=3D"font-size: 14px;text-align: left;min-width: 100%;table-layou=
t: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0"><tbody><tr><td style=3D"font-family: Helvetica, Arial, sans-serif;f=
ont-size: 1px;line-height: 1px"><img src=3D"https://i.emlfiles4.com/cm=
pimg/t/s.gif" style=3D"display: block; width: 1px; height: 20px;" alt=3D=
"" class=3D"" height=3D"20" border=3D"0" width=3D"1"></td></tr></tbody=
></table></td></tr></tbody></table></div><!-- STACK COLUMN : END --><!=
--[if mso]></td></tr></table><![endif]--></td></tr></tbody></table><ta=
ble class=3D"row one-cols ee_columns ee_element" ee-type=3D"container"=
 data-title=3D"1 column" style=3D"max-width: 100%;min-width: 100%;posi=
tion: relative;background-color: rgb(255, 255, 255);table-layout: auto=
" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" bgco=
lor=3D"rgb(255, 255, 255)" align=3D"center"><tbody><tr><td class=3D"ro=
w-inner f-size-0 element-pad col-inner" style=3D"font-family: Helvetic=
a, Arial, sans-serif;font-size: 0;border-width: 0px;padding: 0px 0px;p=
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The great tax benefits of pensions
</p></div></td></tr></tbody></table></td></tr></tbody></table></div><!=
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What you need to know about the lifetime allowance
</p></div></td></tr></tbody></table></td></tr></tbody></table></div><!=
-- STACK COLUMN : END --><!--[if mso]></td></tr></table><![endif]--></=
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dth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><=
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pe=3D"element" style=3D"font-size: 14px;text-align: left;min-width: 10=
0%;table-layout: auto" data-title=3D"Text" width=3D"100%" cellspacing=3D=
"0" cellpadding=3D"0"><tbody><tr><td class=3D"element-pad element-bord=
" style=3D"font-family: Helvetica, Arial, sans-serif;padding: 10px;bor=
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x;padding-left: 10px" valign=3D"top" align=3D"left"><div class=3D"ee_e=
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d;Margin: 0;margin-bottom: 0px;margin-top: 0px;font-size: 14px;line-he=
ight: 23px;color: rgb(70, 70, 72)">
The importance of good pension investments =E2=80=93 and the consequen=
ces of choosing bad ones
</p></div></td></tr></tbody></table></td></tr></tbody></table></div><!=
-- STACK COLUMN : END --><!--[if mso]></td></tr></table><![endif]--></=
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ght: 1px"><img src=3D"https://i.emlfiles4.com/cmpimg/t/s.gif" style=3D=
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                                <td class=3D"element-pad element-bord"=
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padding-left: 0px" align=3D"left">
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=3D"https://i.emlfiles4.com/cmpimg/7/5/3/9/4/1/files/833858_bullet.png=
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lay: inline-block;vertical-align: top;float: left;min-width: 94.88%;ma=
x-width: 94.88%;width: 94.88%"><table style=3D"table-layout: auto;" wi=
dth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><=
tr><td dir=3D"ltr" class=3D"col-inner ee_dropzone" align=3D"left" styl=
e=3D"font-family: Helvetica, Arial, sans-serif;border-width: 0;padding=
: 0px"><table class=3D"col-font-reset ee_element ee_textelement" ee-ty=
pe=3D"element" style=3D"font-size: 14px;text-align: left;min-width: 10=
0%;table-layout: auto" data-title=3D"Text" width=3D"100%" cellspacing=3D=
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" style=3D"font-family: Helvetica, Arial, sans-serif;padding: 10px;bor=
der-width: 0px;padding-top: 0px;padding-right: 10px;padding-bottom: 0p=
x;padding-left: 10px" valign=3D"top" align=3D"left"><div class=3D"ee_e=
ditable" style=3D"font-size: 14px;line-height: 22px;color: #3a3a3a;pos=
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d;Margin: 0;margin-bottom: 0px;margin-top: 0px;font-size: 14px;line-he=
ight: 23px;color: rgb(70, 70, 72)">
The easiest way to take control of your pensions
</p></div></td></tr></tbody></table></td></tr></tbody></table></div><!=
-- STACK COLUMN : END --><!--[if mso]></td></tr></table><![endif]--></=
td></tr></tbody></table><table class=3D"ee_element ee_spacer col-font-=
reset" ee-type=3D"element" data-title=3D"Spacer" style=3D"font-size: 1=
4px;text-align: left;min-width: 100%;background-color: rgb(249, 246, 2=
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g-bottom: 0px;padding-left: 20px"><!--[if mso]><v:roundrect xmlns:v=3D=
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 arcsize=3D"8%" stroked=3D"false" fillcolor=3D"#bf9a5e"><w:anchorlock>=
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ight=3D"20" border=3D"0" width=3D"1"></td></tr></tbody></table></td></=
tr></tbody></table></div><!-- STACK COLUMN : END --><!--[if mso]></td>=
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ee_editable ee_pnggif_image vedpw208" width=3D"208" border=3D"0"></a><=
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/tbody></table></div><!-- STACK COLUMN : END --><!--[if mso]></td></tr=
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ree-cols ee_columns ee_element" ee-type=3D"container" data-title=3D"3 =
columns" style=3D"max-width: 100%;min-width: 100%;position: relative;t=
able-layout: auto" width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center"><tbody><tr><td class=3D"row-inner f-size=
-0 col-inner element-pad" dir=3D"ltr" valign=3D"top" align=3D"center" =
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g: 0px"><!--[if mso]><table cellpadding=3D"0" cellspacing=3D"0" width=3D=
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1px;line-height: 1px"><img src=3D"https://i.emlfiles4.com/cmpimg/t/s.g=
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5954589844px;" width=3D"53.96665954589844" class=3D"mso-column-width">=
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 <b style=3D"color: rgb(74, 74, 74);">Important Information</b>
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