Received: from nobody by stodi.digitalkingdom.org with local (Exim 4.86) (envelope-from ) id 1bsE13-000347-9D for lojban-newreal@lojban.org; Thu, 06 Oct 2016 12:07:37 -0700 Received: from [31.192.245.245] (port=60375 helo=uyjea3q.echeeto.top) by stodi.digitalkingdom.org with esmtp (Exim 4.86) (envelope-from ) id 1bsE10-00033H-33 for lojban@lojban.org; Thu, 06 Oct 2016 12:07:36 -0700 Date: Thu, 06 Oct 2016 12:09:00 -0700 Subject: Do You Understand the Benefits of IRA Funds? Mime-Version: 1.0 To: Content-Type: multipart/alternative; boundary="7121824_22383331_7121824" Message-ID: From: Ira.Account X-Spam-Score: 1.4 (+) X-Spam_score: 1.4 X-Spam_score_int: 14 X-Spam_bar: + X-Spam-Report: Spam detection software, running on the system "stodi.digitalkingdom.org", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see the administrator of that system for details. Content preview: Understanding IRA Benefits Can Save You Thousands. Go Here for IRA Information, Options and Ads: http://choosetoday.echeeto.top/s/7121824 Traditional IRA - You make contributions with money you may be able to deduct on your tax return, and any earnings can potentially grow tax-deferred until you withdraw them in retirement. Many retirees also find themselves in a lower tax bracket than they were in pre-retirement, so the tax-deferral means the money may be taxed at a lower rate. [...] Content analysis details: (1.4 points, 5.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked. See http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block for more information. [URIs: echeeto.top] 2.5 URIBL_DBL_SPAM Contains a spam URL listed in the DBL blocklist [URIs: standardwayconsulting.info] -0.0 SPF_PASS SPF: sender matches SPF record -0.0 SPF_HELO_PASS SPF: HELO matches SPF record -1.9 BAYES_00 BODY: Bayes spam probability is 0 to 1% [score: 0.0000] 0.0 HTML_MESSAGE BODY: HTML included in message 0.8 RDNS_NONE Delivered to internal network by a host with no rDNS --7121824_22383331_7121824 Content-Type: text/plain Understanding IRA Benefits Can Save You Thousands. Go Here for IRA Information, Options and Ads: http://choosetoday.echeeto.top/s/7121824 Traditional IRA - You make contributions with money you may be able to deduct on your tax return, and any earnings can potentially grow tax-deferred until you withdraw them in retirement. Many retirees also find themselves in a lower tax bracket than they were in pre-retirement, so the tax-deferral means the money may be taxed at a lower rate. --7121824_22383331_7121824 Content-Transfer-Encoding: 8bit Content-Type: text/html; charset="utf-8"

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Understanding the Benefits of IRAs

If you have started planning for your retirement, you may be researching the differences between a few different types of retirement plans ??? either traditional or Roth IRA plan. Understanding the difference between the two and the benefits and risks associated with each can help you save more for your retirement.

Go Here for IRA Information, Options and Ads

Individual Retirement Accounts (IRAs) and Roth IRAs

Roth IRA - You make contributions with money you've already paid taxes on (after-tax), and your money may potentially grow tax-free, with tax-free withdrawals in retirement, provided that certain conditions are met.2
Rollover IRA - A Traditional IRA intended for money "rolled over" from a qualified retirement plan. Rollovers involve moving eligible assets from an employer-sponsored plan, such as a 401(k) or 403(b), into an IRA.

Whether you choose a Traditional or Roth IRA, the tax benefits allow your savings to potentially grow, or compound, more quickly than in a taxable account. Our Roth vs. Traditional IRA CalculatorOpens in a new window. can help you determine an appropriate option.

Why invest in an IRA?
Many financial experts estimate that you may need up to 85% of your pre-retirement income in retirement. An employer-sponsored savings plan, such as a 401(k), might not be enough to accumulate the savings you need. Fortunately, you can contribute to both a 401(k) and an IRA. A Fidelity IRA can help you:

Supplement your current savings in your employer-sponsored retirement plan.
Gain access to a potentially wider range of investment choices than your employer-sponsored plan.
Take advantage of potential tax-deferred or tax-free growth.
You should try to contribute the maximum amount to your IRA each year to get the most out of these savings. Be sure to monitor your investments and make adjustments as needed, especially as retirement nears and your goals change.

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