Thank you xorxes. So, allow me to re-iterate:
xorlo simply refers to the idea that in an instance where a lojbanist is unsure of the proper gadri to be utilized, the default is lo.
gadri is the lojban equivalent of an English article (I do understand the principle of malglico, however I'm using this for reference)
la: Used only for cmene; Is the article which immediately proceeds a cmene / it designates the next word as a cmene.
le: A gadri which denotes a specific thing/instance which the speaker has in mind. (le is optional and may be substituted for lo)
lo: A gadri which introduces a thing/instance. (Specific or non-specific)
loi: A gadri which says that an attribute/action that is being applied to a group is being applied to that group as a whole, not necessarily to the individuals comprising that group.
Is this more correct?